LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,072
−HK$6,463/mo
▼ 0.25% · 3.875%
HK$106,278
−HK$3,257/mo
Today · 4.125%
HK$109,535
baseline
▲ 0.50% · 4.625%
HK$116,200
+HK$6,665/mo
Deposit HK$22.60M · loan HK$22.60M · min. income ≈ HK$219,070/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$1,921,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,666
−HK$6,195/mo
▼ 0.25% · 3.875%
HK$117,742
−HK$3,119/mo
Today · 4.125%
HK$120,861
baseline
▲ 0.50% · 4.625%
HK$127,232
+HK$6,371/mo
Deposit HK$22.60M · loan HK$22.60M · min. income ≈ HK$241,722/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$1,921,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,686
−HK$7,756/mo
▼ 0.25% · 3.875%
HK$127,534
−HK$3,908/mo
Today · 4.125%
HK$131,442
baseline
▲ 0.50% · 4.625%
HK$139,440
+HK$7,998/mo
Deposit HK$18.08M · loan HK$27.12M · min. income ≈ HK$262,884/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,921,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,600
−HK$7,434/mo
▼ 0.25% · 3.875%
HK$141,290
−HK$3,744/mo
Today · 4.125%
HK$145,034
baseline
▲ 0.50% · 4.625%
HK$152,679
+HK$7,645/mo
Deposit HK$18.08M · loan HK$27.12M · min. income ≈ HK$290,068/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,921,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,301
−HK$9,048/mo
▼ 0.25% · 3.875%
HK$148,789
−HK$4,560/mo
Today · 4.125%
HK$153,349
baseline
▲ 0.50% · 4.625%
HK$162,680
+HK$9,331/mo
Deposit HK$13.56M · loan HK$31.64M · min. income ≈ HK$306,698/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,921,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,533
−HK$8,673/mo
▼ 0.25% · 3.875%
HK$164,838
−HK$4,368/mo
Today · 4.125%
HK$169,206
baseline
▲ 0.50% · 4.625%
HK$178,125
+HK$8,919/mo
Deposit HK$13.56M · loan HK$31.64M · min. income ≈ HK$338,412/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,921,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,529
−HK$11,635/mo
▼ 0.25% · 3.875%
HK$191,300
−HK$5,864/mo
Today · 4.125%
HK$197,164
baseline
▲ 0.50% · 4.625%
HK$209,161
+HK$11,997/mo
Deposit HK$4.52M · loan HK$40.68M · min. income ≈ HK$394,328/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,921,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,399
−HK$11,152/mo
▼ 0.25% · 3.875%
HK$211,935
−HK$5,616/mo
Today · 4.125%
HK$217,551
baseline
▲ 0.50% · 4.625%
HK$229,018
+HK$11,467/mo
Deposit HK$4.52M · loan HK$40.68M · min. income ≈ HK$435,102/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,921,080 · Scale 2, in force from 26 Feb 2026)