LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,072
−HK$6,464/mo
▼ 0.25% · 3.875%
HK$106,278
−HK$3,258/mo
Today · 4.125%
HK$109,536
baseline
▲ 0.50% · 4.625%
HK$116,201
+HK$6,665/mo
Deposit HK$22.60M · loan HK$22.60M · min. income ≈ HK$219,072/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$1,921,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,667
−HK$6,195/mo
▼ 0.25% · 3.875%
HK$117,742
−HK$3,120/mo
Today · 4.125%
HK$120,862
baseline
▲ 0.50% · 4.625%
HK$127,233
+HK$6,371/mo
Deposit HK$22.60M · loan HK$22.60M · min. income ≈ HK$241,724/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$1,921,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,687
−HK$7,756/mo
▼ 0.25% · 3.875%
HK$127,534
−HK$3,909/mo
Today · 4.125%
HK$131,443
baseline
▲ 0.50% · 4.625%
HK$139,441
+HK$7,998/mo
Deposit HK$18.08M · loan HK$27.12M · min. income ≈ HK$262,886/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,921,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,600
−HK$7,434/mo
▼ 0.25% · 3.875%
HK$141,291
−HK$3,743/mo
Today · 4.125%
HK$145,034
baseline
▲ 0.50% · 4.625%
HK$152,679
+HK$7,645/mo
Deposit HK$18.08M · loan HK$27.12M · min. income ≈ HK$290,068/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,921,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,301
−HK$9,049/mo
▼ 0.25% · 3.875%
HK$148,790
−HK$4,560/mo
Today · 4.125%
HK$153,350
baseline
▲ 0.50% · 4.625%
HK$162,681
+HK$9,331/mo
Deposit HK$13.56M · loan HK$31.64M · min. income ≈ HK$306,700/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,921,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,534
−HK$8,673/mo
▼ 0.25% · 3.875%
HK$164,839
−HK$4,368/mo
Today · 4.125%
HK$169,207
baseline
▲ 0.50% · 4.625%
HK$178,126
+HK$8,919/mo
Deposit HK$13.56M · loan HK$31.64M · min. income ≈ HK$338,414/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,921,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,530
−HK$11,635/mo
▼ 0.25% · 3.875%
HK$191,301
−HK$5,864/mo
Today · 4.125%
HK$197,165
baseline
▲ 0.50% · 4.625%
HK$209,162
+HK$11,997/mo
Deposit HK$4.52M · loan HK$40.68M · min. income ≈ HK$394,330/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,921,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,400
−HK$11,152/mo
▼ 0.25% · 3.875%
HK$211,936
−HK$5,616/mo
Today · 4.125%
HK$217,552
baseline
▲ 0.50% · 4.625%
HK$229,019
+HK$11,467/mo
Deposit HK$4.52M · loan HK$40.68M · min. income ≈ HK$435,104/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,921,088 · Scale 2, in force from 26 Feb 2026)