LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,080
−HK$6,464/mo
▼ 0.25% · 3.875%
HK$106,286
−HK$3,258/mo
Today · 4.125%
HK$109,544
baseline
▲ 0.50% · 4.625%
HK$116,209
+HK$6,665/mo
Deposit HK$22.60M · loan HK$22.60M · min. income ≈ HK$219,088/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$1,921,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,675
−HK$6,196/mo
▼ 0.25% · 3.875%
HK$117,751
−HK$3,120/mo
Today · 4.125%
HK$120,871
baseline
▲ 0.50% · 4.625%
HK$127,242
+HK$6,371/mo
Deposit HK$22.60M · loan HK$22.60M · min. income ≈ HK$241,742/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$1,921,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,696
−HK$7,757/mo
▼ 0.25% · 3.875%
HK$127,544
−HK$3,909/mo
Today · 4.125%
HK$131,453
baseline
▲ 0.50% · 4.625%
HK$139,451
+HK$7,998/mo
Deposit HK$18.08M · loan HK$27.12M · min. income ≈ HK$262,906/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,921,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,611
−HK$7,434/mo
▼ 0.25% · 3.875%
HK$141,301
−HK$3,744/mo
Today · 4.125%
HK$145,045
baseline
▲ 0.50% · 4.625%
HK$152,691
+HK$7,646/mo
Deposit HK$18.08M · loan HK$27.12M · min. income ≈ HK$290,090/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,921,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,312
−HK$9,050/mo
▼ 0.25% · 3.875%
HK$148,801
−HK$4,561/mo
Today · 4.125%
HK$153,362
baseline
▲ 0.50% · 4.625%
HK$162,693
+HK$9,331/mo
Deposit HK$13.56M · loan HK$31.64M · min. income ≈ HK$306,724/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,921,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,546
−HK$8,673/mo
▼ 0.25% · 3.875%
HK$164,851
−HK$4,368/mo
Today · 4.125%
HK$169,219
baseline
▲ 0.50% · 4.625%
HK$178,139
+HK$8,920/mo
Deposit HK$13.56M · loan HK$31.64M · min. income ≈ HK$338,438/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,921,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,544
−HK$11,635/mo
▼ 0.25% · 3.875%
HK$191,315
−HK$5,864/mo
Today · 4.125%
HK$197,179
baseline
▲ 0.50% · 4.625%
HK$209,177
+HK$11,998/mo
Deposit HK$4.52M · loan HK$40.68M · min. income ≈ HK$394,358/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,921,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,416
−HK$11,152/mo
▼ 0.25% · 3.875%
HK$211,952
−HK$5,616/mo
Today · 4.125%
HK$217,568
baseline
▲ 0.50% · 4.625%
HK$229,036
+HK$11,468/mo
Deposit HK$4.52M · loan HK$40.68M · min. income ≈ HK$435,136/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,921,231 · Scale 2, in force from 26 Feb 2026)