LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,088
−HK$6,465/mo
▼ 0.25% · 3.875%
HK$106,295
−HK$3,258/mo
Today · 4.125%
HK$109,553
baseline
▲ 0.50% · 4.625%
HK$116,219
+HK$6,666/mo
Deposit HK$22.60M · loan HK$22.60M · min. income ≈ HK$219,106/mo (50% DSR)
Upfront cash ≈ HK$24.53M (deposit + AVD stamp duty HK$1,921,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,685
−HK$6,196/mo
▼ 0.25% · 3.875%
HK$117,760
−HK$3,121/mo
Today · 4.125%
HK$120,881
baseline
▲ 0.50% · 4.625%
HK$127,252
+HK$6,371/mo
Deposit HK$22.60M · loan HK$22.60M · min. income ≈ HK$241,762/mo (50% DSR)
Upfront cash ≈ HK$24.53M (deposit + AVD stamp duty HK$1,921,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,706
−HK$7,757/mo
▼ 0.25% · 3.875%
HK$127,554
−HK$3,909/mo
Today · 4.125%
HK$131,463
baseline
▲ 0.50% · 4.625%
HK$139,463
+HK$8,000/mo
Deposit HK$18.08M · loan HK$27.13M · min. income ≈ HK$262,926/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,921,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,622
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$141,312
−HK$3,745/mo
Today · 4.125%
HK$145,057
baseline
▲ 0.50% · 4.625%
HK$152,703
+HK$7,646/mo
Deposit HK$18.08M · loan HK$27.13M · min. income ≈ HK$290,114/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,921,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,323
−HK$9,051/mo
▼ 0.25% · 3.875%
HK$148,813
−HK$4,561/mo
Today · 4.125%
HK$153,374
baseline
▲ 0.50% · 4.625%
HK$162,706
+HK$9,332/mo
Deposit HK$13.56M · loan HK$31.65M · min. income ≈ HK$306,748/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,921,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,558
−HK$8,675/mo
▼ 0.25% · 3.875%
HK$164,865
−HK$4,368/mo
Today · 4.125%
HK$169,233
baseline
▲ 0.50% · 4.625%
HK$178,153
+HK$8,920/mo
Deposit HK$13.56M · loan HK$31.65M · min. income ≈ HK$338,466/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,921,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,559
−HK$11,636/mo
▼ 0.25% · 3.875%
HK$191,331
−HK$5,864/mo
Today · 4.125%
HK$197,195
baseline
▲ 0.50% · 4.625%
HK$209,194
+HK$11,999/mo
Deposit HK$4.52M · loan HK$40.69M · min. income ≈ HK$394,390/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,921,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,432
−HK$11,153/mo
▼ 0.25% · 3.875%
HK$211,969
−HK$5,616/mo
Today · 4.125%
HK$217,585
baseline
▲ 0.50% · 4.625%
HK$229,054
+HK$11,469/mo
Deposit HK$4.52M · loan HK$40.69M · min. income ≈ HK$435,170/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,921,385 · Scale 2, in force from 26 Feb 2026)