LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,104
−HK$6,465/mo
▼ 0.25% · 3.875%
HK$106,311
−HK$3,258/mo
Today · 4.125%
HK$109,569
baseline
▲ 0.50% · 4.625%
HK$116,236
+HK$6,667/mo
Deposit HK$22.61M · loan HK$22.61M · min. income ≈ HK$219,138/mo (50% DSR)
Upfront cash ≈ HK$24.53M (deposit + AVD stamp duty HK$1,921,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,702
−HK$6,197/mo
▼ 0.25% · 3.875%
HK$117,778
−HK$3,121/mo
Today · 4.125%
HK$120,899
baseline
▲ 0.50% · 4.625%
HK$127,271
+HK$6,372/mo
Deposit HK$22.61M · loan HK$22.61M · min. income ≈ HK$241,798/mo (50% DSR)
Upfront cash ≈ HK$24.53M (deposit + AVD stamp duty HK$1,921,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,724
−HK$7,759/mo
▼ 0.25% · 3.875%
HK$127,573
−HK$3,910/mo
Today · 4.125%
HK$131,483
baseline
▲ 0.50% · 4.625%
HK$139,483
+HK$8,000/mo
Deposit HK$18.09M · loan HK$27.13M · min. income ≈ HK$262,966/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$1,921,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,642
−HK$7,436/mo
▼ 0.25% · 3.875%
HK$141,333
−HK$3,745/mo
Today · 4.125%
HK$145,078
baseline
▲ 0.50% · 4.625%
HK$152,726
+HK$7,648/mo
Deposit HK$18.09M · loan HK$27.13M · min. income ≈ HK$290,156/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$1,921,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,345
−HK$9,052/mo
▼ 0.25% · 3.875%
HK$148,835
−HK$4,562/mo
Today · 4.125%
HK$153,397
baseline
▲ 0.50% · 4.625%
HK$162,730
+HK$9,333/mo
Deposit HK$13.56M · loan HK$31.65M · min. income ≈ HK$306,794/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,921,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,582
−HK$8,676/mo
▼ 0.25% · 3.875%
HK$164,889
−HK$4,369/mo
Today · 4.125%
HK$169,258
baseline
▲ 0.50% · 4.625%
HK$178,180
+HK$8,922/mo
Deposit HK$13.56M · loan HK$31.65M · min. income ≈ HK$338,516/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,921,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,586
−HK$11,638/mo
▼ 0.25% · 3.875%
HK$191,359
−HK$5,865/mo
Today · 4.125%
HK$197,224
baseline
▲ 0.50% · 4.625%
HK$209,225
+HK$12,001/mo
Deposit HK$4.52M · loan HK$40.69M · min. income ≈ HK$394,448/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,921,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,463
−HK$11,154/mo
▼ 0.25% · 3.875%
HK$212,000
−HK$5,617/mo
Today · 4.125%
HK$217,617
baseline
▲ 0.50% · 4.625%
HK$229,088
+HK$11,471/mo
Deposit HK$4.52M · loan HK$40.69M · min. income ≈ HK$435,234/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,921,670 · Scale 2, in force from 26 Feb 2026)