LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,104
−HK$6,466/mo
▼ 0.25% · 3.875%
HK$106,311
−HK$3,259/mo
Today · 4.125%
HK$109,570
baseline
▲ 0.50% · 4.625%
HK$116,237
+HK$6,667/mo
Deposit HK$22.61M · loan HK$22.61M · min. income ≈ HK$219,140/mo (50% DSR)
Upfront cash ≈ HK$24.53M (deposit + AVD stamp duty HK$1,921,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,702
−HK$6,197/mo
▼ 0.25% · 3.875%
HK$117,778
−HK$3,121/mo
Today · 4.125%
HK$120,899
baseline
▲ 0.50% · 4.625%
HK$127,272
+HK$6,373/mo
Deposit HK$22.61M · loan HK$22.61M · min. income ≈ HK$241,798/mo (50% DSR)
Upfront cash ≈ HK$24.53M (deposit + AVD stamp duty HK$1,921,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,725
−HK$7,758/mo
▼ 0.25% · 3.875%
HK$127,573
−HK$3,910/mo
Today · 4.125%
HK$131,483
baseline
▲ 0.50% · 4.625%
HK$139,484
+HK$8,001/mo
Deposit HK$18.09M · loan HK$27.13M · min. income ≈ HK$262,966/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$1,921,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,643
−HK$7,436/mo
▼ 0.25% · 3.875%
HK$141,334
−HK$3,745/mo
Today · 4.125%
HK$145,079
baseline
▲ 0.50% · 4.625%
HK$152,726
+HK$7,647/mo
Deposit HK$18.09M · loan HK$27.13M · min. income ≈ HK$290,158/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$1,921,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,346
−HK$9,051/mo
▼ 0.25% · 3.875%
HK$148,836
−HK$4,561/mo
Today · 4.125%
HK$153,397
baseline
▲ 0.50% · 4.625%
HK$162,731
+HK$9,334/mo
Deposit HK$13.56M · loan HK$31.65M · min. income ≈ HK$306,794/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,921,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,583
−HK$8,676/mo
▼ 0.25% · 3.875%
HK$164,890
−HK$4,369/mo
Today · 4.125%
HK$169,259
baseline
▲ 0.50% · 4.625%
HK$178,181
+HK$8,922/mo
Deposit HK$13.56M · loan HK$31.65M · min. income ≈ HK$338,518/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,921,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,587
−HK$11,638/mo
▼ 0.25% · 3.875%
HK$191,360
−HK$5,865/mo
Today · 4.125%
HK$197,225
baseline
▲ 0.50% · 4.625%
HK$209,226
+HK$12,001/mo
Deposit HK$4.52M · loan HK$40.69M · min. income ≈ HK$394,450/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,921,680 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,464
−HK$11,155/mo
▼ 0.25% · 3.875%
HK$212,001
−HK$5,618/mo
Today · 4.125%
HK$217,619
baseline
▲ 0.50% · 4.625%
HK$229,090
+HK$11,471/mo
Deposit HK$4.52M · loan HK$40.69M · min. income ≈ HK$435,238/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,921,680 · Scale 2, in force from 26 Feb 2026)