LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,123
−HK$6,466/mo
▼ 0.25% · 3.875%
HK$106,330
−HK$3,259/mo
Today · 4.125%
HK$109,589
baseline
▲ 0.50% · 4.625%
HK$116,257
+HK$6,668/mo
Deposit HK$22.61M · loan HK$22.61M · min. income ≈ HK$219,178/mo (50% DSR)
Upfront cash ≈ HK$24.53M (deposit + AVD stamp duty HK$1,922,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,723
−HK$6,198/mo
▼ 0.25% · 3.875%
HK$117,800
−HK$3,121/mo
Today · 4.125%
HK$120,921
baseline
▲ 0.50% · 4.625%
HK$127,295
+HK$6,374/mo
Deposit HK$22.61M · loan HK$22.61M · min. income ≈ HK$241,842/mo (50% DSR)
Upfront cash ≈ HK$24.53M (deposit + AVD stamp duty HK$1,922,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,747
−HK$7,760/mo
▼ 0.25% · 3.875%
HK$127,596
−HK$3,911/mo
Today · 4.125%
HK$131,507
baseline
▲ 0.50% · 4.625%
HK$139,509
+HK$8,002/mo
Deposit HK$18.09M · loan HK$27.13M · min. income ≈ HK$263,014/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$1,922,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,667
−HK$7,438/mo
▼ 0.25% · 3.875%
HK$141,360
−HK$3,745/mo
Today · 4.125%
HK$145,105
baseline
▲ 0.50% · 4.625%
HK$152,754
+HK$7,649/mo
Deposit HK$18.09M · loan HK$27.13M · min. income ≈ HK$290,210/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$1,922,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,372
−HK$9,053/mo
▼ 0.25% · 3.875%
HK$148,862
−HK$4,563/mo
Today · 4.125%
HK$153,425
baseline
▲ 0.50% · 4.625%
HK$162,760
+HK$9,335/mo
Deposit HK$13.57M · loan HK$31.66M · min. income ≈ HK$306,850/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,922,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,612
−HK$8,677/mo
▼ 0.25% · 3.875%
HK$164,919
−HK$4,370/mo
Today · 4.125%
HK$169,289
baseline
▲ 0.50% · 4.625%
HK$178,213
+HK$8,924/mo
Deposit HK$13.57M · loan HK$31.66M · min. income ≈ HK$338,578/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,922,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,621
−HK$11,640/mo
▼ 0.25% · 3.875%
HK$191,394
−HK$5,867/mo
Today · 4.125%
HK$197,261
baseline
▲ 0.50% · 4.625%
HK$209,263
+HK$12,002/mo
Deposit HK$4.52M · loan HK$40.70M · min. income ≈ HK$394,522/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,922,024 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,501
−HK$11,157/mo
▼ 0.25% · 3.875%
HK$212,039
−HK$5,619/mo
Today · 4.125%
HK$217,658
baseline
▲ 0.50% · 4.625%
HK$229,131
+HK$11,473/mo
Deposit HK$4.52M · loan HK$40.70M · min. income ≈ HK$435,316/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,922,024 · Scale 2, in force from 26 Feb 2026)