LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,123
−HK$6,467/mo
▼ 0.25% · 3.875%
HK$106,331
−HK$3,259/mo
Today · 4.125%
HK$109,590
baseline
▲ 0.50% · 4.625%
HK$116,258
+HK$6,668/mo
Deposit HK$22.61M · loan HK$22.61M · min. income ≈ HK$219,180/mo (50% DSR)
Upfront cash ≈ HK$24.53M (deposit + AVD stamp duty HK$1,922,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,724
−HK$6,198/mo
▼ 0.25% · 3.875%
HK$117,801
−HK$3,121/mo
Today · 4.125%
HK$120,922
baseline
▲ 0.50% · 4.625%
HK$127,296
+HK$6,374/mo
Deposit HK$22.61M · loan HK$22.61M · min. income ≈ HK$241,844/mo (50% DSR)
Upfront cash ≈ HK$24.53M (deposit + AVD stamp duty HK$1,922,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,748
−HK$7,760/mo
▼ 0.25% · 3.875%
HK$127,597
−HK$3,911/mo
Today · 4.125%
HK$131,508
baseline
▲ 0.50% · 4.625%
HK$139,510
+HK$8,002/mo
Deposit HK$18.09M · loan HK$27.13M · min. income ≈ HK$263,016/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$1,922,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,668
−HK$7,438/mo
▼ 0.25% · 3.875%
HK$141,361
−HK$3,745/mo
Today · 4.125%
HK$145,106
baseline
▲ 0.50% · 4.625%
HK$152,755
+HK$7,649/mo
Deposit HK$18.09M · loan HK$27.13M · min. income ≈ HK$290,212/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$1,922,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,373
−HK$9,053/mo
▼ 0.25% · 3.875%
HK$148,864
−HK$4,562/mo
Today · 4.125%
HK$153,426
baseline
▲ 0.50% · 4.625%
HK$162,762
+HK$9,336/mo
Deposit HK$13.57M · loan HK$31.66M · min. income ≈ HK$306,852/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,922,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,613
−HK$8,678/mo
▼ 0.25% · 3.875%
HK$164,921
−HK$4,370/mo
Today · 4.125%
HK$169,291
baseline
▲ 0.50% · 4.625%
HK$178,214
+HK$8,923/mo
Deposit HK$13.57M · loan HK$31.66M · min. income ≈ HK$338,582/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,922,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,622
−HK$11,640/mo
▼ 0.25% · 3.875%
HK$191,396
−HK$5,866/mo
Today · 4.125%
HK$197,262
baseline
▲ 0.50% · 4.625%
HK$209,265
+HK$12,003/mo
Deposit HK$4.52M · loan HK$40.70M · min. income ≈ HK$394,524/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,922,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,503
−HK$11,156/mo
▼ 0.25% · 3.875%
HK$212,041
−HK$5,618/mo
Today · 4.125%
HK$217,659
baseline
▲ 0.50% · 4.625%
HK$229,132
+HK$11,473/mo
Deposit HK$4.52M · loan HK$40.70M · min. income ≈ HK$435,318/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,922,040 · Scale 2, in force from 26 Feb 2026)