LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,129
−HK$6,467/mo
▼ 0.25% · 3.875%
HK$106,337
−HK$3,259/mo
Today · 4.125%
HK$109,596
baseline
▲ 0.50% · 4.625%
HK$116,264
+HK$6,668/mo
Deposit HK$22.61M · loan HK$22.61M · min. income ≈ HK$219,192/mo (50% DSR)
Upfront cash ≈ HK$24.54M (deposit + AVD stamp duty HK$1,922,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,730
−HK$6,198/mo
▼ 0.25% · 3.875%
HK$117,807
−HK$3,121/mo
Today · 4.125%
HK$120,928
baseline
▲ 0.50% · 4.625%
HK$127,302
+HK$6,374/mo
Deposit HK$22.61M · loan HK$22.61M · min. income ≈ HK$241,856/mo (50% DSR)
Upfront cash ≈ HK$24.54M (deposit + AVD stamp duty HK$1,922,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,754
−HK$7,761/mo
▼ 0.25% · 3.875%
HK$127,604
−HK$3,911/mo
Today · 4.125%
HK$131,515
baseline
▲ 0.50% · 4.625%
HK$139,517
+HK$8,002/mo
Deposit HK$18.09M · loan HK$27.14M · min. income ≈ HK$263,030/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$1,922,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,676
−HK$7,438/mo
▼ 0.25% · 3.875%
HK$141,368
−HK$3,746/mo
Today · 4.125%
HK$145,114
baseline
▲ 0.50% · 4.625%
HK$152,763
+HK$7,649/mo
Deposit HK$18.09M · loan HK$27.14M · min. income ≈ HK$290,228/mo (50% DSR)
Upfront cash ≈ HK$20.01M (deposit + AVD stamp duty HK$1,922,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,380
−HK$9,054/mo
▼ 0.25% · 3.875%
HK$148,871
−HK$4,563/mo
Today · 4.125%
HK$153,434
baseline
▲ 0.50% · 4.625%
HK$162,770
+HK$9,336/mo
Deposit HK$13.57M · loan HK$31.66M · min. income ≈ HK$306,868/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,922,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,621
−HK$8,678/mo
▼ 0.25% · 3.875%
HK$164,929
−HK$4,370/mo
Today · 4.125%
HK$169,299
baseline
▲ 0.50% · 4.625%
HK$178,223
+HK$8,924/mo
Deposit HK$13.57M · loan HK$31.66M · min. income ≈ HK$338,598/mo (50% DSR)
Upfront cash ≈ HK$15.49M (deposit + AVD stamp duty HK$1,922,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,632
−HK$11,640/mo
▼ 0.25% · 3.875%
HK$191,406
−HK$5,866/mo
Today · 4.125%
HK$197,272
baseline
▲ 0.50% · 4.625%
HK$209,276
+HK$12,004/mo
Deposit HK$4.52M · loan HK$40.70M · min. income ≈ HK$394,544/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,922,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,513
−HK$11,158/mo
▼ 0.25% · 3.875%
HK$212,052
−HK$5,619/mo
Today · 4.125%
HK$217,671
baseline
▲ 0.50% · 4.625%
HK$229,144
+HK$11,473/mo
Deposit HK$4.52M · loan HK$40.70M · min. income ≈ HK$435,342/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,922,139 · Scale 2, in force from 26 Feb 2026)