LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,315
−HK$647/mo
▼ 0.25% · 3.875%
HK$10,636
−HK$326/mo
Today · 4.125%
HK$10,962
baseline
▲ 0.50% · 4.625%
HK$11,629
+HK$667/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$21,924/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$69,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,475
−HK$620/mo
▼ 0.25% · 3.875%
HK$11,783
−HK$312/mo
Today · 4.125%
HK$12,095
baseline
▲ 0.50% · 4.625%
HK$12,733
+HK$638/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$24,190/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$69,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,378
−HK$776/mo
▼ 0.25% · 3.875%
HK$12,763
−HK$391/mo
Today · 4.125%
HK$13,154
baseline
▲ 0.50% · 4.625%
HK$13,955
+HK$801/mo
Deposit HK$1.81M · loan HK$2.71M · min. income ≈ HK$26,308/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$69,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,771
−HK$743/mo
▼ 0.25% · 3.875%
HK$14,140
−HK$374/mo
Today · 4.125%
HK$14,514
baseline
▲ 0.50% · 4.625%
HK$15,280
+HK$766/mo
Deposit HK$1.81M · loan HK$2.71M · min. income ≈ HK$29,028/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$69,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,441
−HK$906/mo
▼ 0.25% · 3.875%
HK$14,890
−HK$457/mo
Today · 4.125%
HK$15,347
baseline
▲ 0.50% · 4.625%
HK$16,281
+HK$934/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$30,694/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$69,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,066
−HK$868/mo
▼ 0.25% · 3.875%
HK$16,496
−HK$438/mo
Today · 4.125%
HK$16,934
baseline
▲ 0.50% · 4.625%
HK$17,826
+HK$892/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$33,868/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$69,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,567
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,145
−HK$586/mo
Today · 4.125%
HK$19,731
baseline
▲ 0.50% · 4.625%
HK$20,932
+HK$1,201/mo
Deposit HK$452K · loan HK$4.07M · min. income ≈ HK$39,462/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$69,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,656
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,210
−HK$562/mo
Today · 4.125%
HK$21,772
baseline
▲ 0.50% · 4.625%
HK$22,919
+HK$1,147/mo
Deposit HK$452K · loan HK$4.07M · min. income ≈ HK$43,544/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$69,866 · Scale 2, in force from 26 Feb 2026)