LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,173
−HK$6,470/mo
▼ 0.25% · 3.875%
HK$106,382
−HK$3,261/mo
Today · 4.125%
HK$109,643
baseline
▲ 0.50% · 4.625%
HK$116,314
+HK$6,671/mo
Deposit HK$22.62M · loan HK$22.62M · min. income ≈ HK$219,286/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$1,922,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,779
−HK$6,201/mo
▼ 0.25% · 3.875%
HK$117,857
−HK$3,123/mo
Today · 4.125%
HK$120,980
baseline
▲ 0.50% · 4.625%
HK$127,357
+HK$6,377/mo
Deposit HK$22.62M · loan HK$22.62M · min. income ≈ HK$241,960/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$1,922,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,808
−HK$7,764/mo
▼ 0.25% · 3.875%
HK$127,659
−HK$3,913/mo
Today · 4.125%
HK$131,572
baseline
▲ 0.50% · 4.625%
HK$139,577
+HK$8,005/mo
Deposit HK$18.10M · loan HK$27.15M · min. income ≈ HK$263,144/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,922,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,735
−HK$7,441/mo
▼ 0.25% · 3.875%
HK$141,429
−HK$3,747/mo
Today · 4.125%
HK$145,176
baseline
▲ 0.50% · 4.625%
HK$152,829
+HK$7,653/mo
Deposit HK$18.10M · loan HK$27.15M · min. income ≈ HK$290,352/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,922,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,442
−HK$9,058/mo
▼ 0.25% · 3.875%
HK$148,935
−HK$4,565/mo
Today · 4.125%
HK$153,500
baseline
▲ 0.50% · 4.625%
HK$162,840
+HK$9,340/mo
Deposit HK$13.57M · loan HK$31.67M · min. income ≈ HK$307,000/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,922,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,691
−HK$8,681/mo
▼ 0.25% · 3.875%
HK$165,000
−HK$4,372/mo
Today · 4.125%
HK$169,372
baseline
▲ 0.50% · 4.625%
HK$178,300
+HK$8,928/mo
Deposit HK$13.57M · loan HK$31.67M · min. income ≈ HK$338,744/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,922,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,712
−HK$11,645/mo
▼ 0.25% · 3.875%
HK$191,488
−HK$5,869/mo
Today · 4.125%
HK$197,357
baseline
▲ 0.50% · 4.625%
HK$209,366
+HK$12,009/mo
Deposit HK$4.52M · loan HK$40.72M · min. income ≈ HK$394,714/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,922,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,602
−HK$11,162/mo
▼ 0.25% · 3.875%
HK$212,143
−HK$5,621/mo
Today · 4.125%
HK$217,764
baseline
▲ 0.50% · 4.625%
HK$229,243
+HK$11,479/mo
Deposit HK$4.52M · loan HK$40.72M · min. income ≈ HK$435,528/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,922,966 · Scale 2, in force from 26 Feb 2026)