LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,317
−HK$647/mo
▼ 0.25% · 3.875%
HK$10,638
−HK$326/mo
Today · 4.125%
HK$10,964
baseline
▲ 0.50% · 4.625%
HK$11,632
+HK$668/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$21,928/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$69,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,478
−HK$620/mo
▼ 0.25% · 3.875%
HK$11,786
−HK$312/mo
Today · 4.125%
HK$12,098
baseline
▲ 0.50% · 4.625%
HK$12,736
+HK$638/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$24,196/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$69,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,381
−HK$776/mo
▼ 0.25% · 3.875%
HK$12,766
−HK$391/mo
Today · 4.125%
HK$13,157
baseline
▲ 0.50% · 4.625%
HK$13,958
+HK$801/mo
Deposit HK$1.81M · loan HK$2.71M · min. income ≈ HK$26,314/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$69,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,774
−HK$744/mo
▼ 0.25% · 3.875%
HK$14,143
−HK$375/mo
Today · 4.125%
HK$14,518
baseline
▲ 0.50% · 4.625%
HK$15,283
+HK$765/mo
Deposit HK$1.81M · loan HK$2.71M · min. income ≈ HK$29,036/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$69,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,444
−HK$906/mo
▼ 0.25% · 3.875%
HK$14,894
−HK$456/mo
Today · 4.125%
HK$15,350
baseline
▲ 0.50% · 4.625%
HK$16,284
+HK$934/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$30,700/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$69,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,069
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,500
−HK$438/mo
Today · 4.125%
HK$16,938
baseline
▲ 0.50% · 4.625%
HK$17,830
+HK$892/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$33,876/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$69,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,571
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,149
−HK$587/mo
Today · 4.125%
HK$19,736
baseline
▲ 0.50% · 4.625%
HK$20,937
+HK$1,201/mo
Deposit HK$452K · loan HK$4.07M · min. income ≈ HK$39,472/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$69,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,661
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,215
−HK$562/mo
Today · 4.125%
HK$21,777
baseline
▲ 0.50% · 4.625%
HK$22,925
+HK$1,148/mo
Deposit HK$452K · loan HK$4.07M · min. income ≈ HK$43,554/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$69,971 · Scale 2, in force from 26 Feb 2026)