LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,318
−HK$647/mo
▼ 0.25% · 3.875%
HK$10,639
−HK$326/mo
Today · 4.125%
HK$10,965
baseline
▲ 0.50% · 4.625%
HK$11,632
+HK$667/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$21,930/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$69,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,479
−HK$620/mo
▼ 0.25% · 3.875%
HK$11,787
−HK$312/mo
Today · 4.125%
HK$12,099
baseline
▲ 0.50% · 4.625%
HK$12,737
+HK$638/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$24,198/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$69,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,382
−HK$776/mo
▼ 0.25% · 3.875%
HK$12,767
−HK$391/mo
Today · 4.125%
HK$13,158
baseline
▲ 0.50% · 4.625%
HK$13,959
+HK$801/mo
Deposit HK$1.81M · loan HK$2.71M · min. income ≈ HK$26,316/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$69,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,774
−HK$745/mo
▼ 0.25% · 3.875%
HK$14,144
−HK$375/mo
Today · 4.125%
HK$14,519
baseline
▲ 0.50% · 4.625%
HK$15,284
+HK$765/mo
Deposit HK$1.81M · loan HK$2.71M · min. income ≈ HK$29,038/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$69,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,445
−HK$906/mo
▼ 0.25% · 3.875%
HK$14,895
−HK$456/mo
Today · 4.125%
HK$15,351
baseline
▲ 0.50% · 4.625%
HK$16,285
+HK$934/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$30,702/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$69,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,070
−HK$868/mo
▼ 0.25% · 3.875%
HK$16,501
−HK$437/mo
Today · 4.125%
HK$16,938
baseline
▲ 0.50% · 4.625%
HK$17,831
+HK$893/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$33,876/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$69,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,573
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,150
−HK$587/mo
Today · 4.125%
HK$19,737
baseline
▲ 0.50% · 4.625%
HK$20,938
+HK$1,201/mo
Deposit HK$452K · loan HK$4.07M · min. income ≈ HK$39,474/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$69,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,662
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,216
−HK$562/mo
Today · 4.125%
HK$21,778
baseline
▲ 0.50% · 4.625%
HK$22,926
+HK$1,148/mo
Deposit HK$452K · loan HK$4.07M · min. income ≈ HK$43,556/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$69,996 · Scale 2, in force from 26 Feb 2026)