LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,186
−HK$6,471/mo
▼ 0.25% · 3.875%
HK$106,396
−HK$3,261/mo
Today · 4.125%
HK$109,657
baseline
▲ 0.50% · 4.625%
HK$116,329
+HK$6,672/mo
Deposit HK$22.63M · loan HK$22.63M · min. income ≈ HK$219,314/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$1,923,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,794
−HK$6,202/mo
▼ 0.25% · 3.875%
HK$117,873
−HK$3,123/mo
Today · 4.125%
HK$120,996
baseline
▲ 0.50% · 4.625%
HK$127,374
+HK$6,378/mo
Deposit HK$22.63M · loan HK$22.63M · min. income ≈ HK$241,992/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$1,923,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,824
−HK$7,765/mo
▼ 0.25% · 3.875%
HK$127,675
−HK$3,914/mo
Today · 4.125%
HK$131,589
baseline
▲ 0.50% · 4.625%
HK$139,595
+HK$8,006/mo
Deposit HK$18.10M · loan HK$27.15M · min. income ≈ HK$263,178/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,923,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,753
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$141,447
−HK$3,748/mo
Today · 4.125%
HK$145,195
baseline
▲ 0.50% · 4.625%
HK$152,848
+HK$7,653/mo
Deposit HK$18.10M · loan HK$27.15M · min. income ≈ HK$290,390/mo (50% DSR)
Upfront cash ≈ HK$20.02M (deposit + AVD stamp duty HK$1,923,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,461
−HK$9,059/mo
▼ 0.25% · 3.875%
HK$148,955
−HK$4,565/mo
Today · 4.125%
HK$153,520
baseline
▲ 0.50% · 4.625%
HK$162,861
+HK$9,341/mo
Deposit HK$13.58M · loan HK$31.68M · min. income ≈ HK$307,040/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,923,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,711
−HK$8,683/mo
▼ 0.25% · 3.875%
HK$165,022
−HK$4,372/mo
Today · 4.125%
HK$169,394
baseline
▲ 0.50% · 4.625%
HK$178,323
+HK$8,929/mo
Deposit HK$13.58M · loan HK$31.68M · min. income ≈ HK$338,788/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,923,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,736
−HK$11,647/mo
▼ 0.25% · 3.875%
HK$191,513
−HK$5,870/mo
Today · 4.125%
HK$197,383
baseline
▲ 0.50% · 4.625%
HK$209,393
+HK$12,010/mo
Deposit HK$4.53M · loan HK$40.73M · min. income ≈ HK$394,766/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,923,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,629
−HK$11,163/mo
▼ 0.25% · 3.875%
HK$212,171
−HK$5,621/mo
Today · 4.125%
HK$217,792
baseline
▲ 0.50% · 4.625%
HK$229,273
+HK$11,481/mo
Deposit HK$4.53M · loan HK$40.73M · min. income ≈ HK$435,584/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,923,215 · Scale 2, in force from 26 Feb 2026)