LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,319
−HK$647/mo
▼ 0.25% · 3.875%
HK$10,640
−HK$326/mo
Today · 4.125%
HK$10,966
baseline
▲ 0.50% · 4.625%
HK$11,634
+HK$668/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$21,932/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$70,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,480
−HK$620/mo
▼ 0.25% · 3.875%
HK$11,788
−HK$312/mo
Today · 4.125%
HK$12,100
baseline
▲ 0.50% · 4.625%
HK$12,738
+HK$638/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$24,200/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$70,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,383
−HK$777/mo
▼ 0.25% · 3.875%
HK$12,768
−HK$392/mo
Today · 4.125%
HK$13,160
baseline
▲ 0.50% · 4.625%
HK$13,960
+HK$800/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$26,320/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,776
−HK$744/mo
▼ 0.25% · 3.875%
HK$14,146
−HK$374/mo
Today · 4.125%
HK$14,520
baseline
▲ 0.50% · 4.625%
HK$15,286
+HK$766/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$29,040/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,447
−HK$906/mo
▼ 0.25% · 3.875%
HK$14,896
−HK$457/mo
Today · 4.125%
HK$15,353
baseline
▲ 0.50% · 4.625%
HK$16,287
+HK$934/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$30,706/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,072
−HK$868/mo
▼ 0.25% · 3.875%
HK$16,503
−HK$437/mo
Today · 4.125%
HK$16,940
baseline
▲ 0.50% · 4.625%
HK$17,833
+HK$893/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$33,880/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,575
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,152
−HK$587/mo
Today · 4.125%
HK$19,739
baseline
▲ 0.50% · 4.625%
HK$20,940
+HK$1,201/mo
Deposit HK$453K · loan HK$4.07M · min. income ≈ HK$39,478/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$70,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,664
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,218
−HK$562/mo
Today · 4.125%
HK$21,780
baseline
▲ 0.50% · 4.625%
HK$22,929
+HK$1,149/mo
Deposit HK$453K · loan HK$4.07M · min. income ≈ HK$43,560/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$70,047 · Scale 2, in force from 26 Feb 2026)