LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,199
−HK$6,471/mo
▼ 0.25% · 3.875%
HK$106,409
−HK$3,261/mo
Today · 4.125%
HK$109,670
baseline
▲ 0.50% · 4.625%
HK$116,343
+HK$6,673/mo
Deposit HK$22.63M · loan HK$22.63M · min. income ≈ HK$219,340/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$1,923,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,808
−HK$6,202/mo
▼ 0.25% · 3.875%
HK$117,887
−HK$3,123/mo
Today · 4.125%
HK$121,010
baseline
▲ 0.50% · 4.625%
HK$127,389
+HK$6,379/mo
Deposit HK$22.63M · loan HK$22.63M · min. income ≈ HK$242,020/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$1,923,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,839
−HK$7,765/mo
▼ 0.25% · 3.875%
HK$127,691
−HK$3,913/mo
Today · 4.125%
HK$131,604
baseline
▲ 0.50% · 4.625%
HK$139,612
+HK$8,008/mo
Deposit HK$18.10M · loan HK$27.15M · min. income ≈ HK$263,208/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,923,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,769
−HK$7,443/mo
▼ 0.25% · 3.875%
HK$141,464
−HK$3,748/mo
Today · 4.125%
HK$145,212
baseline
▲ 0.50% · 4.625%
HK$152,867
+HK$7,655/mo
Deposit HK$18.10M · loan HK$27.15M · min. income ≈ HK$290,424/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,923,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,478
−HK$9,060/mo
▼ 0.25% · 3.875%
HK$148,972
−HK$4,566/mo
Today · 4.125%
HK$153,538
baseline
▲ 0.50% · 4.625%
HK$162,881
+HK$9,343/mo
Deposit HK$13.58M · loan HK$31.68M · min. income ≈ HK$307,076/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,923,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,731
−HK$8,683/mo
▼ 0.25% · 3.875%
HK$165,041
−HK$4,373/mo
Today · 4.125%
HK$169,414
baseline
▲ 0.50% · 4.625%
HK$178,344
+HK$8,930/mo
Deposit HK$13.58M · loan HK$31.68M · min. income ≈ HK$338,828/mo (50% DSR)
Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,923,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,758
−HK$11,648/mo
▼ 0.25% · 3.875%
HK$191,536
−HK$5,870/mo
Today · 4.125%
HK$197,406
baseline
▲ 0.50% · 4.625%
HK$209,418
+HK$12,012/mo
Deposit HK$4.53M · loan HK$40.73M · min. income ≈ HK$394,812/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,923,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,654
−HK$11,165/mo
▼ 0.25% · 3.875%
HK$212,196
−HK$5,623/mo
Today · 4.125%
HK$217,819
baseline
▲ 0.50% · 4.625%
HK$229,300
+HK$11,481/mo
Deposit HK$4.53M · loan HK$40.73M · min. income ≈ HK$435,638/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,923,445 · Scale 2, in force from 26 Feb 2026)