LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,228
−HK$6,473/mo
▼ 0.25% · 3.875%
HK$106,439
−HK$3,262/mo
Today · 4.125%
HK$109,701
baseline
▲ 0.50% · 4.625%
HK$116,376
+HK$6,675/mo
Deposit HK$22.64M · loan HK$22.64M · min. income ≈ HK$219,402/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$1,923,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,840
−HK$6,204/mo
▼ 0.25% · 3.875%
HK$117,920
−HK$3,124/mo
Today · 4.125%
HK$121,044
baseline
▲ 0.50% · 4.625%
HK$127,425
+HK$6,381/mo
Deposit HK$22.64M · loan HK$22.64M · min. income ≈ HK$242,088/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$1,923,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,873
−HK$7,768/mo
▼ 0.25% · 3.875%
HK$127,726
−HK$3,915/mo
Today · 4.125%
HK$131,641
baseline
▲ 0.50% · 4.625%
HK$139,651
+HK$8,010/mo
Deposit HK$18.11M · loan HK$27.16M · min. income ≈ HK$263,282/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,923,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,808
−HK$7,445/mo
▼ 0.25% · 3.875%
HK$141,504
−HK$3,749/mo
Today · 4.125%
HK$145,253
baseline
▲ 0.50% · 4.625%
HK$152,910
+HK$7,657/mo
Deposit HK$18.11M · loan HK$27.16M · min. income ≈ HK$290,506/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,923,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,519
−HK$9,062/mo
▼ 0.25% · 3.875%
HK$149,014
−HK$4,567/mo
Today · 4.125%
HK$153,581
baseline
▲ 0.50% · 4.625%
HK$162,927
+HK$9,346/mo
Deposit HK$13.58M · loan HK$31.69M · min. income ≈ HK$307,162/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,923,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,776
−HK$8,686/mo
▼ 0.25% · 3.875%
HK$165,088
−HK$4,374/mo
Today · 4.125%
HK$169,462
baseline
▲ 0.50% · 4.625%
HK$178,395
+HK$8,933/mo
Deposit HK$13.58M · loan HK$31.69M · min. income ≈ HK$338,924/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,923,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,810
−HK$11,652/mo
▼ 0.25% · 3.875%
HK$191,590
−HK$5,872/mo
Today · 4.125%
HK$197,462
baseline
▲ 0.50% · 4.625%
HK$209,477
+HK$12,015/mo
Deposit HK$4.53M · loan HK$40.74M · min. income ≈ HK$394,924/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,923,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,712
−HK$11,168/mo
▼ 0.25% · 3.875%
HK$212,256
−HK$5,624/mo
Today · 4.125%
HK$217,880
baseline
▲ 0.50% · 4.625%
HK$229,364
+HK$11,484/mo
Deposit HK$4.53M · loan HK$40.74M · min. income ≈ HK$435,760/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,923,986 · Scale 2, in force from 26 Feb 2026)