LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,230
−HK$6,473/mo
▼ 0.25% · 3.875%
HK$106,441
−HK$3,262/mo
Today · 4.125%
HK$109,703
baseline
▲ 0.50% · 4.625%
HK$116,378
+HK$6,675/mo
Deposit HK$22.64M · loan HK$22.64M · min. income ≈ HK$219,406/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$1,924,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,842
−HK$6,205/mo
▼ 0.25% · 3.875%
HK$117,922
−HK$3,125/mo
Today · 4.125%
HK$121,047
baseline
▲ 0.50% · 4.625%
HK$127,427
+HK$6,380/mo
Deposit HK$22.64M · loan HK$22.64M · min. income ≈ HK$242,094/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$1,924,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,876
−HK$7,768/mo
▼ 0.25% · 3.875%
HK$127,729
−HK$3,915/mo
Today · 4.125%
HK$131,644
baseline
▲ 0.50% · 4.625%
HK$139,654
+HK$8,010/mo
Deposit HK$18.11M · loan HK$27.16M · min. income ≈ HK$263,288/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,924,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,810
−HK$7,446/mo
▼ 0.25% · 3.875%
HK$141,506
−HK$3,750/mo
Today · 4.125%
HK$145,256
baseline
▲ 0.50% · 4.625%
HK$152,913
+HK$7,657/mo
Deposit HK$18.11M · loan HK$27.16M · min. income ≈ HK$290,512/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,924,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,522
−HK$9,062/mo
▼ 0.25% · 3.875%
HK$149,017
−HK$4,567/mo
Today · 4.125%
HK$153,584
baseline
▲ 0.50% · 4.625%
HK$162,930
+HK$9,346/mo
Deposit HK$13.58M · loan HK$31.69M · min. income ≈ HK$307,168/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,924,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,779
−HK$8,686/mo
▼ 0.25% · 3.875%
HK$165,091
−HK$4,374/mo
Today · 4.125%
HK$169,465
baseline
▲ 0.50% · 4.625%
HK$178,398
+HK$8,933/mo
Deposit HK$13.58M · loan HK$31.69M · min. income ≈ HK$338,930/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,924,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,814
−HK$11,652/mo
▼ 0.25% · 3.875%
HK$191,593
−HK$5,873/mo
Today · 4.125%
HK$197,466
baseline
▲ 0.50% · 4.625%
HK$209,481
+HK$12,015/mo
Deposit HK$4.53M · loan HK$40.74M · min. income ≈ HK$394,932/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,924,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,716
−HK$11,168/mo
▼ 0.25% · 3.875%
HK$212,260
−HK$5,624/mo
Today · 4.125%
HK$217,884
baseline
▲ 0.50% · 4.625%
HK$229,369
+HK$11,485/mo
Deposit HK$4.53M · loan HK$40.74M · min. income ≈ HK$435,768/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,924,023 · Scale 2, in force from 26 Feb 2026)