LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,324
−HK$647/mo
▼ 0.25% · 3.875%
HK$10,645
−HK$326/mo
Today · 4.125%
HK$10,971
baseline
▲ 0.50% · 4.625%
HK$11,639
+HK$668/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$21,942/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$70,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,485
−HK$620/mo
▼ 0.25% · 3.875%
HK$11,793
−HK$312/mo
Today · 4.125%
HK$12,105
baseline
▲ 0.50% · 4.625%
HK$12,743
+HK$638/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$24,210/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$70,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,388
−HK$777/mo
▼ 0.25% · 3.875%
HK$12,774
−HK$391/mo
Today · 4.125%
HK$13,165
baseline
▲ 0.50% · 4.625%
HK$13,966
+HK$801/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$26,330/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,782
−HK$744/mo
▼ 0.25% · 3.875%
HK$14,151
−HK$375/mo
Today · 4.125%
HK$14,526
baseline
▲ 0.50% · 4.625%
HK$15,292
+HK$766/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$29,052/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,453
−HK$906/mo
▼ 0.25% · 3.875%
HK$14,903
−HK$456/mo
Today · 4.125%
HK$15,359
baseline
▲ 0.50% · 4.625%
HK$16,294
+HK$935/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$30,718/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,079
−HK$868/mo
▼ 0.25% · 3.875%
HK$16,510
−HK$437/mo
Today · 4.125%
HK$16,947
baseline
▲ 0.50% · 4.625%
HK$17,841
+HK$894/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$33,894/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,582
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,160
−HK$588/mo
Today · 4.125%
HK$19,748
baseline
▲ 0.50% · 4.625%
HK$20,949
+HK$1,201/mo
Deposit HK$453K · loan HK$4.07M · min. income ≈ HK$39,496/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$70,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,673
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,227
−HK$563/mo
Today · 4.125%
HK$21,790
baseline
▲ 0.50% · 4.625%
HK$22,938
+HK$1,148/mo
Deposit HK$453K · loan HK$4.07M · min. income ≈ HK$43,580/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$70,238 · Scale 2, in force from 26 Feb 2026)