LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,242
−HK$6,475/mo
▼ 0.25% · 3.875%
HK$106,454
−HK$3,263/mo
Today · 4.125%
HK$109,717
baseline
▲ 0.50% · 4.625%
HK$116,393
+HK$6,676/mo
Deposit HK$22.64M · loan HK$22.64M · min. income ≈ HK$219,434/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$1,924,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,856
−HK$6,205/mo
▼ 0.25% · 3.875%
HK$117,936
−HK$3,125/mo
Today · 4.125%
HK$121,061
baseline
▲ 0.50% · 4.625%
HK$127,443
+HK$6,382/mo
Deposit HK$22.64M · loan HK$22.64M · min. income ≈ HK$242,122/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$1,924,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,891
−HK$7,769/mo
▼ 0.25% · 3.875%
HK$127,745
−HK$3,915/mo
Today · 4.125%
HK$131,660
baseline
▲ 0.50% · 4.625%
HK$139,671
+HK$8,011/mo
Deposit HK$18.11M · loan HK$27.17M · min. income ≈ HK$263,320/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,924,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,827
−HK$7,447/mo
▼ 0.25% · 3.875%
HK$141,524
−HK$3,750/mo
Today · 4.125%
HK$145,274
baseline
▲ 0.50% · 4.625%
HK$152,931
+HK$7,657/mo
Deposit HK$18.11M · loan HK$27.17M · min. income ≈ HK$290,548/mo (50% DSR)
Upfront cash ≈ HK$20.03M (deposit + AVD stamp duty HK$1,924,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,539
−HK$9,064/mo
▼ 0.25% · 3.875%
HK$149,035
−HK$4,568/mo
Today · 4.125%
HK$153,603
baseline
▲ 0.50% · 4.625%
HK$162,950
+HK$9,347/mo
Deposit HK$13.58M · loan HK$31.69M · min. income ≈ HK$307,206/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,924,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,799
−HK$8,687/mo
▼ 0.25% · 3.875%
HK$165,111
−HK$4,375/mo
Today · 4.125%
HK$169,486
baseline
▲ 0.50% · 4.625%
HK$178,420
+HK$8,934/mo
Deposit HK$13.58M · loan HK$31.69M · min. income ≈ HK$338,972/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,924,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,836
−HK$11,654/mo
▼ 0.25% · 3.875%
HK$191,617
−HK$5,873/mo
Today · 4.125%
HK$197,490
baseline
▲ 0.50% · 4.625%
HK$209,507
+HK$12,017/mo
Deposit HK$4.53M · loan HK$40.75M · min. income ≈ HK$394,980/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,924,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,741
−HK$11,170/mo
▼ 0.25% · 3.875%
HK$212,286
−HK$5,625/mo
Today · 4.125%
HK$217,911
baseline
▲ 0.50% · 4.625%
HK$229,397
+HK$11,486/mo
Deposit HK$4.53M · loan HK$40.75M · min. income ≈ HK$435,822/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,924,258 · Scale 2, in force from 26 Feb 2026)