LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,325
−HK$647/mo
▼ 0.25% · 3.875%
HK$10,646
−HK$326/mo
Today · 4.125%
HK$10,972
baseline
▲ 0.50% · 4.625%
HK$11,640
+HK$668/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$21,944/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$70,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,486
−HK$621/mo
▼ 0.25% · 3.875%
HK$11,794
−HK$313/mo
Today · 4.125%
HK$12,107
baseline
▲ 0.50% · 4.625%
HK$12,745
+HK$638/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$24,214/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$70,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,389
−HK$777/mo
▼ 0.25% · 3.875%
HK$12,775
−HK$391/mo
Today · 4.125%
HK$13,166
baseline
▲ 0.50% · 4.625%
HK$13,968
+HK$802/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$26,332/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,783
−HK$745/mo
▼ 0.25% · 3.875%
HK$14,153
−HK$375/mo
Today · 4.125%
HK$14,528
baseline
▲ 0.50% · 4.625%
HK$15,294
+HK$766/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$29,056/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,454
−HK$907/mo
▼ 0.25% · 3.875%
HK$14,904
−HK$457/mo
Today · 4.125%
HK$15,361
baseline
▲ 0.50% · 4.625%
HK$16,295
+HK$934/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$30,722/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,080
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,512
−HK$437/mo
Today · 4.125%
HK$16,949
baseline
▲ 0.50% · 4.625%
HK$17,843
+HK$894/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$33,898/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,584
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,162
−HK$588/mo
Today · 4.125%
HK$19,750
baseline
▲ 0.50% · 4.625%
HK$20,951
+HK$1,201/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$39,500/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$70,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,675
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,229
−HK$563/mo
Today · 4.125%
HK$21,792
baseline
▲ 0.50% · 4.625%
HK$22,940
+HK$1,148/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$43,584/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$70,281 · Scale 2, in force from 26 Feb 2026)