LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,249
−HK$6,475/mo
▼ 0.25% · 3.875%
HK$106,461
−HK$3,263/mo
Today · 4.125%
HK$109,724
baseline
▲ 0.50% · 4.625%
HK$116,400
+HK$6,676/mo
Deposit HK$22.64M · loan HK$22.64M · min. income ≈ HK$219,448/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$1,924,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,864
−HK$6,205/mo
▼ 0.25% · 3.875%
HK$117,944
−HK$3,125/mo
Today · 4.125%
HK$121,069
baseline
▲ 0.50% · 4.625%
HK$127,451
+HK$6,382/mo
Deposit HK$22.64M · loan HK$22.64M · min. income ≈ HK$242,138/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$1,924,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,899
−HK$7,770/mo
▼ 0.25% · 3.875%
HK$127,753
−HK$3,916/mo
Today · 4.125%
HK$131,669
baseline
▲ 0.50% · 4.625%
HK$139,680
+HK$8,011/mo
Deposit HK$18.11M · loan HK$27.17M · min. income ≈ HK$263,338/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,924,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,836
−HK$7,447/mo
▼ 0.25% · 3.875%
HK$141,533
−HK$3,750/mo
Today · 4.125%
HK$145,283
baseline
▲ 0.50% · 4.625%
HK$152,941
+HK$7,658/mo
Deposit HK$18.11M · loan HK$27.17M · min. income ≈ HK$290,566/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,924,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,549
−HK$9,064/mo
▼ 0.25% · 3.875%
HK$149,045
−HK$4,568/mo
Today · 4.125%
HK$153,613
baseline
▲ 0.50% · 4.625%
HK$162,960
+HK$9,347/mo
Deposit HK$13.58M · loan HK$31.70M · min. income ≈ HK$307,226/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,924,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,809
−HK$8,688/mo
▼ 0.25% · 3.875%
HK$165,122
−HK$4,375/mo
Today · 4.125%
HK$169,497
baseline
▲ 0.50% · 4.625%
HK$178,432
+HK$8,935/mo
Deposit HK$13.58M · loan HK$31.70M · min. income ≈ HK$338,994/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,924,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,849
−HK$11,654/mo
▼ 0.25% · 3.875%
HK$191,630
−HK$5,873/mo
Today · 4.125%
HK$197,503
baseline
▲ 0.50% · 4.625%
HK$209,521
+HK$12,018/mo
Deposit HK$4.53M · loan HK$40.75M · min. income ≈ HK$395,006/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,924,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,755
−HK$11,170/mo
▼ 0.25% · 3.875%
HK$212,300
−HK$5,625/mo
Today · 4.125%
HK$217,925
baseline
▲ 0.50% · 4.625%
HK$229,412
+HK$11,487/mo
Deposit HK$4.53M · loan HK$40.75M · min. income ≈ HK$435,850/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,924,386 · Scale 2, in force from 26 Feb 2026)