LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,325
−HK$648/mo
▼ 0.25% · 3.875%
HK$10,646
−HK$327/mo
Today · 4.125%
HK$10,973
baseline
▲ 0.50% · 4.625%
HK$11,640
+HK$667/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$21,946/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$70,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,487
−HK$620/mo
▼ 0.25% · 3.875%
HK$11,795
−HK$312/mo
Today · 4.125%
HK$12,107
baseline
▲ 0.50% · 4.625%
HK$12,745
+HK$638/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$24,214/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$70,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,390
−HK$777/mo
▼ 0.25% · 3.875%
HK$12,776
−HK$391/mo
Today · 4.125%
HK$13,167
baseline
▲ 0.50% · 4.625%
HK$13,968
+HK$801/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$26,334/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,784
−HK$745/mo
▼ 0.25% · 3.875%
HK$14,154
−HK$375/mo
Today · 4.125%
HK$14,529
baseline
▲ 0.50% · 4.625%
HK$15,295
+HK$766/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$29,058/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,455
−HK$907/mo
▼ 0.25% · 3.875%
HK$14,905
−HK$457/mo
Today · 4.125%
HK$15,362
baseline
▲ 0.50% · 4.625%
HK$16,296
+HK$934/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$30,724/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,081
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,513
−HK$437/mo
Today · 4.125%
HK$16,950
baseline
▲ 0.50% · 4.625%
HK$17,844
+HK$894/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$33,900/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,585
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,163
−HK$588/mo
Today · 4.125%
HK$19,751
baseline
▲ 0.50% · 4.625%
HK$20,953
+HK$1,202/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$39,502/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$70,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,676
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,231
−HK$562/mo
Today · 4.125%
HK$21,793
baseline
▲ 0.50% · 4.625%
HK$22,942
+HK$1,149/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$43,586/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$70,309 · Scale 2, in force from 26 Feb 2026)