LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,254
−HK$6,475/mo
▼ 0.25% · 3.875%
HK$106,466
−HK$3,263/mo
Today · 4.125%
HK$109,729
baseline
▲ 0.50% · 4.625%
HK$116,406
+HK$6,677/mo
Deposit HK$22.64M · loan HK$22.64M · min. income ≈ HK$219,458/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$1,924,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,869
−HK$6,206/mo
▼ 0.25% · 3.875%
HK$117,950
−HK$3,125/mo
Today · 4.125%
HK$121,075
baseline
▲ 0.50% · 4.625%
HK$127,457
+HK$6,382/mo
Deposit HK$22.64M · loan HK$22.64M · min. income ≈ HK$242,150/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$1,924,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,905
−HK$7,770/mo
▼ 0.25% · 3.875%
HK$127,759
−HK$3,916/mo
Today · 4.125%
HK$131,675
baseline
▲ 0.50% · 4.625%
HK$139,687
+HK$8,012/mo
Deposit HK$18.11M · loan HK$27.17M · min. income ≈ HK$263,350/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,924,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,843
−HK$7,447/mo
▼ 0.25% · 3.875%
HK$141,540
−HK$3,750/mo
Today · 4.125%
HK$145,290
baseline
▲ 0.50% · 4.625%
HK$152,948
+HK$7,658/mo
Deposit HK$18.11M · loan HK$27.17M · min. income ≈ HK$290,580/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,924,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,555
−HK$9,065/mo
▼ 0.25% · 3.875%
HK$149,052
−HK$4,568/mo
Today · 4.125%
HK$153,620
baseline
▲ 0.50% · 4.625%
HK$162,968
+HK$9,348/mo
Deposit HK$13.58M · loan HK$31.70M · min. income ≈ HK$307,240/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,924,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,817
−HK$8,688/mo
▼ 0.25% · 3.875%
HK$165,130
−HK$4,375/mo
Today · 4.125%
HK$169,505
baseline
▲ 0.50% · 4.625%
HK$178,440
+HK$8,935/mo
Deposit HK$13.58M · loan HK$31.70M · min. income ≈ HK$339,010/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,924,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,857
−HK$11,655/mo
▼ 0.25% · 3.875%
HK$191,638
−HK$5,874/mo
Today · 4.125%
HK$197,512
baseline
▲ 0.50% · 4.625%
HK$209,530
+HK$12,018/mo
Deposit HK$4.53M · loan HK$40.75M · min. income ≈ HK$395,024/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,924,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,764
−HK$11,171/mo
▼ 0.25% · 3.875%
HK$212,309
−HK$5,626/mo
Today · 4.125%
HK$217,935
baseline
▲ 0.50% · 4.625%
HK$229,423
+HK$11,488/mo
Deposit HK$4.53M · loan HK$40.75M · min. income ≈ HK$435,870/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,924,473 · Scale 2, in force from 26 Feb 2026)