LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,263
−HK$6,475/mo
▼ 0.25% · 3.875%
HK$106,475
−HK$3,263/mo
Today · 4.125%
HK$109,738
baseline
▲ 0.50% · 4.625%
HK$116,416
+HK$6,678/mo
Deposit HK$22.64M · loan HK$22.64M · min. income ≈ HK$219,476/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$1,924,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,879
−HK$6,206/mo
▼ 0.25% · 3.875%
HK$117,960
−HK$3,125/mo
Today · 4.125%
HK$121,085
baseline
▲ 0.50% · 4.625%
HK$127,468
+HK$6,383/mo
Deposit HK$22.64M · loan HK$22.64M · min. income ≈ HK$242,170/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$1,924,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,915
−HK$7,771/mo
▼ 0.25% · 3.875%
HK$127,770
−HK$3,916/mo
Today · 4.125%
HK$131,686
baseline
▲ 0.50% · 4.625%
HK$139,699
+HK$8,013/mo
Deposit HK$18.11M · loan HK$27.17M · min. income ≈ HK$263,372/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,924,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,855
−HK$7,447/mo
▼ 0.25% · 3.875%
HK$141,552
−HK$3,750/mo
Today · 4.125%
HK$145,302
baseline
▲ 0.50% · 4.625%
HK$152,962
+HK$7,660/mo
Deposit HK$18.11M · loan HK$27.17M · min. income ≈ HK$290,604/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,924,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,568
−HK$9,066/mo
▼ 0.25% · 3.875%
HK$149,065
−HK$4,569/mo
Today · 4.125%
HK$153,634
baseline
▲ 0.50% · 4.625%
HK$162,982
+HK$9,348/mo
Deposit HK$13.59M · loan HK$31.70M · min. income ≈ HK$307,268/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,924,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,830
−HK$8,690/mo
▼ 0.25% · 3.875%
HK$165,144
−HK$4,376/mo
Today · 4.125%
HK$169,520
baseline
▲ 0.50% · 4.625%
HK$178,455
+HK$8,935/mo
Deposit HK$13.59M · loan HK$31.70M · min. income ≈ HK$339,040/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,924,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,873
−HK$11,656/mo
▼ 0.25% · 3.875%
HK$191,655
−HK$5,874/mo
Today · 4.125%
HK$197,529
baseline
▲ 0.50% · 4.625%
HK$209,548
+HK$12,019/mo
Deposit HK$4.53M · loan HK$40.76M · min. income ≈ HK$395,058/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,924,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,782
−HK$11,172/mo
▼ 0.25% · 3.875%
HK$212,328
−HK$5,626/mo
Today · 4.125%
HK$217,954
baseline
▲ 0.50% · 4.625%
HK$229,442
+HK$11,488/mo
Deposit HK$4.53M · loan HK$40.76M · min. income ≈ HK$435,908/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,924,639 · Scale 2, in force from 26 Feb 2026)