LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,264
−HK$6,476/mo
▼ 0.25% · 3.875%
HK$106,476
−HK$3,264/mo
Today · 4.125%
HK$109,740
baseline
▲ 0.50% · 4.625%
HK$116,417
+HK$6,677/mo
Deposit HK$22.64M · loan HK$22.64M · min. income ≈ HK$219,480/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$1,924,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,881
−HK$6,206/mo
▼ 0.25% · 3.875%
HK$117,962
−HK$3,125/mo
Today · 4.125%
HK$121,087
baseline
▲ 0.50% · 4.625%
HK$127,470
+HK$6,383/mo
Deposit HK$22.64M · loan HK$22.64M · min. income ≈ HK$242,174/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$1,924,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,917
−HK$7,771/mo
▼ 0.25% · 3.875%
HK$127,772
−HK$3,916/mo
Today · 4.125%
HK$131,688
baseline
▲ 0.50% · 4.625%
HK$139,701
+HK$8,013/mo
Deposit HK$18.11M · loan HK$27.17M · min. income ≈ HK$263,376/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,924,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,857
−HK$7,448/mo
▼ 0.25% · 3.875%
HK$141,554
−HK$3,751/mo
Today · 4.125%
HK$145,305
baseline
▲ 0.50% · 4.625%
HK$152,964
+HK$7,659/mo
Deposit HK$18.11M · loan HK$27.17M · min. income ≈ HK$290,610/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,924,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,570
−HK$9,066/mo
▼ 0.25% · 3.875%
HK$149,067
−HK$4,569/mo
Today · 4.125%
HK$153,636
baseline
▲ 0.50% · 4.625%
HK$162,984
+HK$9,348/mo
Deposit HK$13.59M · loan HK$31.70M · min. income ≈ HK$307,272/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,924,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,833
−HK$8,689/mo
▼ 0.25% · 3.875%
HK$165,146
−HK$4,376/mo
Today · 4.125%
HK$169,522
baseline
▲ 0.50% · 4.625%
HK$178,458
+HK$8,936/mo
Deposit HK$13.59M · loan HK$31.70M · min. income ≈ HK$339,044/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,924,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,876
−HK$11,656/mo
▼ 0.25% · 3.875%
HK$191,658
−HK$5,874/mo
Today · 4.125%
HK$197,532
baseline
▲ 0.50% · 4.625%
HK$209,551
+HK$12,019/mo
Deposit HK$4.53M · loan HK$40.76M · min. income ≈ HK$395,064/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,924,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,785
−HK$11,172/mo
▼ 0.25% · 3.875%
HK$212,331
−HK$5,626/mo
Today · 4.125%
HK$217,957
baseline
▲ 0.50% · 4.625%
HK$229,446
+HK$11,489/mo
Deposit HK$4.53M · loan HK$40.76M · min. income ≈ HK$435,914/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,924,668 · Scale 2, in force from 26 Feb 2026)