LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,266
−HK$6,475/mo
▼ 0.25% · 3.875%
HK$106,478
−HK$3,263/mo
Today · 4.125%
HK$109,741
baseline
▲ 0.50% · 4.625%
HK$116,419
+HK$6,678/mo
Deposit HK$22.64M · loan HK$22.64M · min. income ≈ HK$219,482/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$1,924,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,882
−HK$6,207/mo
▼ 0.25% · 3.875%
HK$117,963
−HK$3,126/mo
Today · 4.125%
HK$121,089
baseline
▲ 0.50% · 4.625%
HK$127,471
+HK$6,382/mo
Deposit HK$22.64M · loan HK$22.64M · min. income ≈ HK$242,178/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$1,924,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,919
−HK$7,771/mo
▼ 0.25% · 3.875%
HK$127,773
−HK$3,917/mo
Today · 4.125%
HK$131,690
baseline
▲ 0.50% · 4.625%
HK$139,703
+HK$8,013/mo
Deposit HK$18.11M · loan HK$27.17M · min. income ≈ HK$263,380/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,924,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,858
−HK$7,448/mo
▼ 0.25% · 3.875%
HK$141,556
−HK$3,750/mo
Today · 4.125%
HK$145,306
baseline
▲ 0.50% · 4.625%
HK$152,966
+HK$7,660/mo
Deposit HK$18.11M · loan HK$27.17M · min. income ≈ HK$290,612/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,924,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,572
−HK$9,066/mo
▼ 0.25% · 3.875%
HK$149,069
−HK$4,569/mo
Today · 4.125%
HK$153,638
baseline
▲ 0.50% · 4.625%
HK$162,986
+HK$9,348/mo
Deposit HK$13.59M · loan HK$31.70M · min. income ≈ HK$307,276/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,924,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,835
−HK$8,689/mo
▼ 0.25% · 3.875%
HK$165,148
−HK$4,376/mo
Today · 4.125%
HK$169,524
baseline
▲ 0.50% · 4.625%
HK$178,460
+HK$8,936/mo
Deposit HK$13.59M · loan HK$31.70M · min. income ≈ HK$339,048/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,924,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,878
−HK$11,656/mo
▼ 0.25% · 3.875%
HK$191,660
−HK$5,874/mo
Today · 4.125%
HK$197,534
baseline
▲ 0.50% · 4.625%
HK$209,554
+HK$12,020/mo
Deposit HK$4.53M · loan HK$40.76M · min. income ≈ HK$395,068/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,924,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,788
−HK$11,172/mo
▼ 0.25% · 3.875%
HK$212,334
−HK$5,626/mo
Today · 4.125%
HK$217,960
baseline
▲ 0.50% · 4.625%
HK$229,449
+HK$11,489/mo
Deposit HK$4.53M · loan HK$40.76M · min. income ≈ HK$435,920/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,924,692 · Scale 2, in force from 26 Feb 2026)