LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,327
−HK$647/mo
▼ 0.25% · 3.875%
HK$10,648
−HK$326/mo
Today · 4.125%
HK$10,974
baseline
▲ 0.50% · 4.625%
HK$11,642
+HK$668/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$21,948/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$70,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,489
−HK$620/mo
▼ 0.25% · 3.875%
HK$11,797
−HK$312/mo
Today · 4.125%
HK$12,109
baseline
▲ 0.50% · 4.625%
HK$12,747
+HK$638/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$24,218/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$70,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,392
−HK$777/mo
▼ 0.25% · 3.875%
HK$12,778
−HK$391/mo
Today · 4.125%
HK$13,169
baseline
▲ 0.50% · 4.625%
HK$13,971
+HK$802/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$26,338/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,786
−HK$745/mo
▼ 0.25% · 3.875%
HK$14,156
−HK$375/mo
Today · 4.125%
HK$14,531
baseline
▲ 0.50% · 4.625%
HK$15,297
+HK$766/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$29,062/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,458
−HK$906/mo
▼ 0.25% · 3.875%
HK$14,907
−HK$457/mo
Today · 4.125%
HK$15,364
baseline
▲ 0.50% · 4.625%
HK$16,299
+HK$935/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$30,728/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,084
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,515
−HK$438/mo
Today · 4.125%
HK$16,953
baseline
▲ 0.50% · 4.625%
HK$17,846
+HK$893/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$33,906/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,588
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,167
−HK$587/mo
Today · 4.125%
HK$19,754
baseline
▲ 0.50% · 4.625%
HK$20,956
+HK$1,202/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$39,508/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$70,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,679
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,234
−HK$563/mo
Today · 4.125%
HK$21,797
baseline
▲ 0.50% · 4.625%
HK$22,945
+HK$1,148/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$43,594/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$70,381 · Scale 2, in force from 26 Feb 2026)