LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,271
−HK$6,476/mo
▼ 0.25% · 3.875%
HK$106,483
−HK$3,264/mo
Today · 4.125%
HK$109,747
baseline
▲ 0.50% · 4.625%
HK$116,424
+HK$6,677/mo
Deposit HK$22.64M · loan HK$22.64M · min. income ≈ HK$219,494/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$1,924,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,887
−HK$6,207/mo
▼ 0.25% · 3.875%
HK$117,969
−HK$3,125/mo
Today · 4.125%
HK$121,094
baseline
▲ 0.50% · 4.625%
HK$127,478
+HK$6,384/mo
Deposit HK$22.64M · loan HK$22.64M · min. income ≈ HK$242,188/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$1,924,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,925
−HK$7,771/mo
▼ 0.25% · 3.875%
HK$127,779
−HK$3,917/mo
Today · 4.125%
HK$131,696
baseline
▲ 0.50% · 4.625%
HK$139,709
+HK$8,013/mo
Deposit HK$18.12M · loan HK$27.17M · min. income ≈ HK$263,392/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,924,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,865
−HK$7,448/mo
▼ 0.25% · 3.875%
HK$141,562
−HK$3,751/mo
Today · 4.125%
HK$145,313
baseline
▲ 0.50% · 4.625%
HK$152,973
+HK$7,660/mo
Deposit HK$18.12M · loan HK$27.17M · min. income ≈ HK$290,626/mo (50% DSR)
Upfront cash ≈ HK$20.04M (deposit + AVD stamp duty HK$1,924,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,579
−HK$9,066/mo
▼ 0.25% · 3.875%
HK$149,076
−HK$4,569/mo
Today · 4.125%
HK$153,645
baseline
▲ 0.50% · 4.625%
HK$162,994
+HK$9,349/mo
Deposit HK$13.59M · loan HK$31.70M · min. income ≈ HK$307,290/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,924,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,842
−HK$8,690/mo
▼ 0.25% · 3.875%
HK$165,156
−HK$4,376/mo
Today · 4.125%
HK$169,532
baseline
▲ 0.50% · 4.625%
HK$178,469
+HK$8,937/mo
Deposit HK$13.59M · loan HK$31.70M · min. income ≈ HK$339,064/mo (50% DSR)
Upfront cash ≈ HK$15.51M (deposit + AVD stamp duty HK$1,924,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,887
−HK$11,657/mo
▼ 0.25% · 3.875%
HK$191,669
−HK$5,875/mo
Today · 4.125%
HK$197,544
baseline
▲ 0.50% · 4.625%
HK$209,564
+HK$12,020/mo
Deposit HK$4.53M · loan HK$40.76M · min. income ≈ HK$395,088/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,924,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,797
−HK$11,173/mo
▼ 0.25% · 3.875%
HK$212,344
−HK$5,626/mo
Today · 4.125%
HK$217,970
baseline
▲ 0.50% · 4.625%
HK$229,460
+HK$11,490/mo
Deposit HK$4.53M · loan HK$40.76M · min. income ≈ HK$435,940/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$1,924,783 · Scale 2, in force from 26 Feb 2026)