LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,327
−HK$648/mo
▼ 0.25% · 3.875%
HK$10,649
−HK$326/mo
Today · 4.125%
HK$10,975
baseline
▲ 0.50% · 4.625%
HK$11,643
+HK$668/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$21,950/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$70,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,489
−HK$621/mo
▼ 0.25% · 3.875%
HK$11,797
−HK$313/mo
Today · 4.125%
HK$12,110
baseline
▲ 0.50% · 4.625%
HK$12,748
+HK$638/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$24,220/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$70,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,393
−HK$777/mo
▼ 0.25% · 3.875%
HK$12,778
−HK$392/mo
Today · 4.125%
HK$13,170
baseline
▲ 0.50% · 4.625%
HK$13,971
+HK$801/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$26,340/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,787
−HK$745/mo
▼ 0.25% · 3.875%
HK$14,157
−HK$375/mo
Today · 4.125%
HK$14,532
baseline
▲ 0.50% · 4.625%
HK$15,298
+HK$766/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$29,064/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,458
−HK$907/mo
▼ 0.25% · 3.875%
HK$14,908
−HK$457/mo
Today · 4.125%
HK$15,365
baseline
▲ 0.50% · 4.625%
HK$16,300
+HK$935/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$30,730/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,085
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,516
−HK$438/mo
Today · 4.125%
HK$16,954
baseline
▲ 0.50% · 4.625%
HK$17,847
+HK$893/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$33,908/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,589
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,168
−HK$587/mo
Today · 4.125%
HK$19,755
baseline
▲ 0.50% · 4.625%
HK$20,957
+HK$1,202/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$39,510/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$70,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,680
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,235
−HK$563/mo
Today · 4.125%
HK$21,798
baseline
▲ 0.50% · 4.625%
HK$22,947
+HK$1,149/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$43,596/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$70,406 · Scale 2, in force from 26 Feb 2026)