LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,329
−HK$647/mo
▼ 0.25% · 3.875%
HK$10,650
−HK$326/mo
Today · 4.125%
HK$10,976
baseline
▲ 0.50% · 4.625%
HK$11,644
+HK$668/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$21,952/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$70,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,491
−HK$620/mo
▼ 0.25% · 3.875%
HK$11,799
−HK$312/mo
Today · 4.125%
HK$12,111
baseline
▲ 0.50% · 4.625%
HK$12,750
+HK$639/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$24,222/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$70,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,394
−HK$778/mo
▼ 0.25% · 3.875%
HK$12,780
−HK$392/mo
Today · 4.125%
HK$13,172
baseline
▲ 0.50% · 4.625%
HK$13,973
+HK$801/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$26,344/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,789
−HK$745/mo
▼ 0.25% · 3.875%
HK$14,158
−HK$376/mo
Today · 4.125%
HK$14,534
baseline
▲ 0.50% · 4.625%
HK$15,300
+HK$766/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$29,068/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,460
−HK$907/mo
▼ 0.25% · 3.875%
HK$14,910
−HK$457/mo
Today · 4.125%
HK$15,367
baseline
▲ 0.50% · 4.625%
HK$16,302
+HK$935/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$30,734/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,087
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,518
−HK$438/mo
Today · 4.125%
HK$16,956
baseline
▲ 0.50% · 4.625%
HK$17,850
+HK$894/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$33,912/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,592
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,170
−HK$587/mo
Today · 4.125%
HK$19,757
baseline
▲ 0.50% · 4.625%
HK$20,960
+HK$1,203/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$39,514/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$70,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,683
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,238
−HK$562/mo
Today · 4.125%
HK$21,800
baseline
▲ 0.50% · 4.625%
HK$22,950
+HK$1,150/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$43,600/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$70,461 · Scale 2, in force from 26 Feb 2026)