LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,295
−HK$6,477/mo
▼ 0.25% · 3.875%
HK$106,508
−HK$3,264/mo
Today · 4.125%
HK$109,772
baseline
▲ 0.50% · 4.625%
HK$116,452
+HK$6,680/mo
Deposit HK$22.65M · loan HK$22.65M · min. income ≈ HK$219,544/mo (50% DSR)
Upfront cash ≈ HK$24.58M (deposit + AVD stamp duty HK$1,925,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,915
−HK$6,208/mo
▼ 0.25% · 3.875%
HK$117,997
−HK$3,126/mo
Today · 4.125%
HK$121,123
baseline
▲ 0.50% · 4.625%
HK$127,508
+HK$6,385/mo
Deposit HK$22.65M · loan HK$22.65M · min. income ≈ HK$242,246/mo (50% DSR)
Upfront cash ≈ HK$24.58M (deposit + AVD stamp duty HK$1,925,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,954
−HK$7,773/mo
▼ 0.25% · 3.875%
HK$127,810
−HK$3,917/mo
Today · 4.125%
HK$131,727
baseline
▲ 0.50% · 4.625%
HK$139,742
+HK$8,015/mo
Deposit HK$18.12M · loan HK$27.18M · min. income ≈ HK$263,454/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$1,925,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,898
−HK$7,450/mo
▼ 0.25% · 3.875%
HK$141,596
−HK$3,752/mo
Today · 4.125%
HK$145,348
baseline
▲ 0.50% · 4.625%
HK$153,009
+HK$7,661/mo
Deposit HK$18.12M · loan HK$27.18M · min. income ≈ HK$290,696/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$1,925,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,613
−HK$9,068/mo
▼ 0.25% · 3.875%
HK$149,111
−HK$4,570/mo
Today · 4.125%
HK$153,681
baseline
▲ 0.50% · 4.625%
HK$163,033
+HK$9,352/mo
Deposit HK$13.59M · loan HK$31.71M · min. income ≈ HK$307,362/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,925,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,880
−HK$8,692/mo
▼ 0.25% · 3.875%
HK$165,195
−HK$4,377/mo
Today · 4.125%
HK$169,572
baseline
▲ 0.50% · 4.625%
HK$178,511
+HK$8,939/mo
Deposit HK$13.59M · loan HK$31.71M · min. income ≈ HK$339,144/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,925,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,931
−HK$11,659/mo
▼ 0.25% · 3.875%
HK$191,714
−HK$5,876/mo
Today · 4.125%
HK$197,590
baseline
▲ 0.50% · 4.625%
HK$209,613
+HK$12,023/mo
Deposit HK$4.53M · loan HK$40.77M · min. income ≈ HK$395,180/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,925,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,846
−HK$11,176/mo
▼ 0.25% · 3.875%
HK$212,394
−HK$5,628/mo
Today · 4.125%
HK$218,022
baseline
▲ 0.50% · 4.625%
HK$229,514
+HK$11,492/mo
Deposit HK$4.53M · loan HK$40.77M · min. income ≈ HK$436,044/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,925,239 · Scale 2, in force from 26 Feb 2026)