LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,301
−HK$6,478/mo
▼ 0.25% · 3.875%
HK$106,515
−HK$3,264/mo
Today · 4.125%
HK$109,779
baseline
▲ 0.50% · 4.625%
HK$116,459
+HK$6,680/mo
Deposit HK$22.65M · loan HK$22.65M · min. income ≈ HK$219,558/mo (50% DSR)
Upfront cash ≈ HK$24.58M (deposit + AVD stamp duty HK$1,925,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,922
−HK$6,209/mo
▼ 0.25% · 3.875%
HK$118,004
−HK$3,127/mo
Today · 4.125%
HK$121,131
baseline
▲ 0.50% · 4.625%
HK$127,516
+HK$6,385/mo
Deposit HK$22.65M · loan HK$22.65M · min. income ≈ HK$242,262/mo (50% DSR)
Upfront cash ≈ HK$24.58M (deposit + AVD stamp duty HK$1,925,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,962
−HK$7,773/mo
▼ 0.25% · 3.875%
HK$127,818
−HK$3,917/mo
Today · 4.125%
HK$131,735
baseline
▲ 0.50% · 4.625%
HK$139,751
+HK$8,016/mo
Deposit HK$18.12M · loan HK$27.18M · min. income ≈ HK$263,470/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$1,925,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,906
−HK$7,451/mo
▼ 0.25% · 3.875%
HK$141,605
−HK$3,752/mo
Today · 4.125%
HK$145,357
baseline
▲ 0.50% · 4.625%
HK$153,019
+HK$7,662/mo
Deposit HK$18.12M · loan HK$27.18M · min. income ≈ HK$290,714/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$1,925,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,622
−HK$9,069/mo
▼ 0.25% · 3.875%
HK$149,121
−HK$4,570/mo
Today · 4.125%
HK$153,691
baseline
▲ 0.50% · 4.625%
HK$163,043
+HK$9,352/mo
Deposit HK$13.59M · loan HK$31.71M · min. income ≈ HK$307,382/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,925,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,890
−HK$8,693/mo
▼ 0.25% · 3.875%
HK$165,205
−HK$4,378/mo
Today · 4.125%
HK$169,583
baseline
▲ 0.50% · 4.625%
HK$178,522
+HK$8,939/mo
Deposit HK$13.59M · loan HK$31.71M · min. income ≈ HK$339,166/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,925,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,943
−HK$11,660/mo
▼ 0.25% · 3.875%
HK$191,726
−HK$5,877/mo
Today · 4.125%
HK$197,603
baseline
▲ 0.50% · 4.625%
HK$209,626
+HK$12,023/mo
Deposit HK$4.53M · loan HK$40.77M · min. income ≈ HK$395,206/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,925,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,859
−HK$11,176/mo
▼ 0.25% · 3.875%
HK$212,407
−HK$5,628/mo
Today · 4.125%
HK$218,035
baseline
▲ 0.50% · 4.625%
HK$229,528
+HK$11,493/mo
Deposit HK$4.53M · loan HK$40.77M · min. income ≈ HK$436,070/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,925,358 · Scale 2, in force from 26 Feb 2026)