LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,330
−HK$648/mo
▼ 0.25% · 3.875%
HK$10,651
−HK$327/mo
Today · 4.125%
HK$10,978
baseline
▲ 0.50% · 4.625%
HK$11,646
+HK$668/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$21,956/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$70,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,492
−HK$621/mo
▼ 0.25% · 3.875%
HK$11,800
−HK$313/mo
Today · 4.125%
HK$12,113
baseline
▲ 0.50% · 4.625%
HK$12,752
+HK$639/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,226/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$70,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,396
−HK$778/mo
▼ 0.25% · 3.875%
HK$12,782
−HK$392/mo
Today · 4.125%
HK$13,174
baseline
▲ 0.50% · 4.625%
HK$13,975
+HK$801/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$26,348/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,791
−HK$745/mo
▼ 0.25% · 3.875%
HK$14,161
−HK$375/mo
Today · 4.125%
HK$14,536
baseline
▲ 0.50% · 4.625%
HK$15,302
+HK$766/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$29,072/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,462
−HK$907/mo
▼ 0.25% · 3.875%
HK$14,912
−HK$457/mo
Today · 4.125%
HK$15,369
baseline
▲ 0.50% · 4.625%
HK$16,304
+HK$935/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$30,738/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,089
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,521
−HK$437/mo
Today · 4.125%
HK$16,958
baseline
▲ 0.50% · 4.625%
HK$17,852
+HK$894/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$33,916/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,594
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,173
−HK$587/mo
Today · 4.125%
HK$19,760
baseline
▲ 0.50% · 4.625%
HK$20,963
+HK$1,203/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$39,520/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,686
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,241
−HK$563/mo
Today · 4.125%
HK$21,804
baseline
▲ 0.50% · 4.625%
HK$22,953
+HK$1,149/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$43,608/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,527 · Scale 2, in force from 26 Feb 2026)