LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,331
−HK$648/mo
▼ 0.25% · 3.875%
HK$10,652
−HK$327/mo
Today · 4.125%
HK$10,979
baseline
▲ 0.50% · 4.625%
HK$11,647
+HK$668/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$21,958/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$70,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,493
−HK$621/mo
▼ 0.25% · 3.875%
HK$11,801
−HK$313/mo
Today · 4.125%
HK$12,114
baseline
▲ 0.50% · 4.625%
HK$12,752
+HK$638/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,228/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$70,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,397
−HK$777/mo
▼ 0.25% · 3.875%
HK$12,783
−HK$391/mo
Today · 4.125%
HK$13,174
baseline
▲ 0.50% · 4.625%
HK$13,976
+HK$802/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$26,348/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,791
−HK$746/mo
▼ 0.25% · 3.875%
HK$14,161
−HK$376/mo
Today · 4.125%
HK$14,537
baseline
▲ 0.50% · 4.625%
HK$15,303
+HK$766/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$29,074/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,463
−HK$907/mo
▼ 0.25% · 3.875%
HK$14,913
−HK$457/mo
Today · 4.125%
HK$15,370
baseline
▲ 0.50% · 4.625%
HK$16,305
+HK$935/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$30,740/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,090
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,522
−HK$437/mo
Today · 4.125%
HK$16,959
baseline
▲ 0.50% · 4.625%
HK$17,853
+HK$894/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$33,918/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,595
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,174
−HK$587/mo
Today · 4.125%
HK$19,761
baseline
▲ 0.50% · 4.625%
HK$20,964
+HK$1,203/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$39,522/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,687
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,242
−HK$563/mo
Today · 4.125%
HK$21,805
baseline
▲ 0.50% · 4.625%
HK$22,954
+HK$1,149/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$43,610/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,554 · Scale 2, in force from 26 Feb 2026)