LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,311
−HK$6,479/mo
▼ 0.25% · 3.875%
HK$106,525
−HK$3,265/mo
Today · 4.125%
HK$109,790
baseline
▲ 0.50% · 4.625%
HK$116,470
+HK$6,680/mo
Deposit HK$22.65M · loan HK$22.65M · min. income ≈ HK$219,580/mo (50% DSR)
Upfront cash ≈ HK$24.58M (deposit + AVD stamp duty HK$1,925,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,932
−HK$6,210/mo
▼ 0.25% · 3.875%
HK$118,015
−HK$3,127/mo
Today · 4.125%
HK$121,142
baseline
▲ 0.50% · 4.625%
HK$127,527
+HK$6,385/mo
Deposit HK$22.65M · loan HK$22.65M · min. income ≈ HK$242,284/mo (50% DSR)
Upfront cash ≈ HK$24.58M (deposit + AVD stamp duty HK$1,925,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,973
−HK$7,774/mo
▼ 0.25% · 3.875%
HK$127,830
−HK$3,917/mo
Today · 4.125%
HK$131,747
baseline
▲ 0.50% · 4.625%
HK$139,764
+HK$8,017/mo
Deposit HK$18.12M · loan HK$27.18M · min. income ≈ HK$263,494/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$1,925,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,919
−HK$7,451/mo
▼ 0.25% · 3.875%
HK$141,618
−HK$3,752/mo
Today · 4.125%
HK$145,370
baseline
▲ 0.50% · 4.625%
HK$153,033
+HK$7,663/mo
Deposit HK$18.12M · loan HK$27.18M · min. income ≈ HK$290,740/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$1,925,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,635
−HK$9,070/mo
▼ 0.25% · 3.875%
HK$149,134
−HK$4,571/mo
Today · 4.125%
HK$153,705
baseline
▲ 0.50% · 4.625%
HK$163,058
+HK$9,353/mo
Deposit HK$13.59M · loan HK$31.71M · min. income ≈ HK$307,410/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,925,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,905
−HK$8,694/mo
▼ 0.25% · 3.875%
HK$165,221
−HK$4,378/mo
Today · 4.125%
HK$169,599
baseline
▲ 0.50% · 4.625%
HK$178,538
+HK$8,939/mo
Deposit HK$13.59M · loan HK$31.71M · min. income ≈ HK$339,198/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,925,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,960
−HK$11,661/mo
▼ 0.25% · 3.875%
HK$191,744
−HK$5,877/mo
Today · 4.125%
HK$197,621
baseline
▲ 0.50% · 4.625%
HK$209,646
+HK$12,025/mo
Deposit HK$4.53M · loan HK$40.78M · min. income ≈ HK$395,242/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,925,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,878
−HK$11,177/mo
▼ 0.25% · 3.875%
HK$212,427
−HK$5,628/mo
Today · 4.125%
HK$218,055
baseline
▲ 0.50% · 4.625%
HK$229,549
+HK$11,494/mo
Deposit HK$4.53M · loan HK$40.78M · min. income ≈ HK$436,110/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,925,538 · Scale 2, in force from 26 Feb 2026)