LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,331
−HK$648/mo
▼ 0.25% · 3.875%
HK$10,653
−HK$326/mo
Today · 4.125%
HK$10,979
baseline
▲ 0.50% · 4.625%
HK$11,647
+HK$668/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$21,958/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$70,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,494
−HK$621/mo
▼ 0.25% · 3.875%
HK$11,802
−HK$313/mo
Today · 4.125%
HK$12,115
baseline
▲ 0.50% · 4.625%
HK$12,753
+HK$638/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,230/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$70,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,398
−HK$777/mo
▼ 0.25% · 3.875%
HK$12,783
−HK$392/mo
Today · 4.125%
HK$13,175
baseline
▲ 0.50% · 4.625%
HK$13,977
+HK$802/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$26,350/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,792
−HK$746/mo
▼ 0.25% · 3.875%
HK$14,162
−HK$376/mo
Today · 4.125%
HK$14,538
baseline
▲ 0.50% · 4.625%
HK$15,304
+HK$766/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$29,076/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,464
−HK$907/mo
▼ 0.25% · 3.875%
HK$14,914
−HK$457/mo
Today · 4.125%
HK$15,371
baseline
▲ 0.50% · 4.625%
HK$16,306
+HK$935/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$30,742/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,091
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,523
−HK$437/mo
Today · 4.125%
HK$16,960
baseline
▲ 0.50% · 4.625%
HK$17,854
+HK$894/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$33,920/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,597
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,175
−HK$588/mo
Today · 4.125%
HK$19,763
baseline
▲ 0.50% · 4.625%
HK$20,965
+HK$1,202/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$39,526/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,689
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,243
−HK$563/mo
Today · 4.125%
HK$21,806
baseline
▲ 0.50% · 4.625%
HK$22,956
+HK$1,150/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$43,612/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,585 · Scale 2, in force from 26 Feb 2026)