LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,332
−HK$648/mo
▼ 0.25% · 3.875%
HK$10,653
−HK$327/mo
Today · 4.125%
HK$10,980
baseline
▲ 0.50% · 4.625%
HK$11,648
+HK$668/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$21,960/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$70,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,494
−HK$621/mo
▼ 0.25% · 3.875%
HK$11,802
−HK$313/mo
Today · 4.125%
HK$12,115
baseline
▲ 0.50% · 4.625%
HK$12,753
+HK$638/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,230/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$70,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,398
−HK$778/mo
▼ 0.25% · 3.875%
HK$12,784
−HK$392/mo
Today · 4.125%
HK$13,176
baseline
▲ 0.50% · 4.625%
HK$13,977
+HK$801/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$26,352/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,793
−HK$745/mo
▼ 0.25% · 3.875%
HK$14,163
−HK$375/mo
Today · 4.125%
HK$14,538
baseline
▲ 0.50% · 4.625%
HK$15,304
+HK$766/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$29,076/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,464
−HK$907/mo
▼ 0.25% · 3.875%
HK$14,914
−HK$457/mo
Today · 4.125%
HK$15,371
baseline
▲ 0.50% · 4.625%
HK$16,307
+HK$936/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$30,742/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,091
−HK$870/mo
▼ 0.25% · 3.875%
HK$16,523
−HK$438/mo
Today · 4.125%
HK$16,961
baseline
▲ 0.50% · 4.625%
HK$17,855
+HK$894/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$33,922/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,597
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,176
−HK$587/mo
Today · 4.125%
HK$19,763
baseline
▲ 0.50% · 4.625%
HK$20,966
+HK$1,203/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$39,526/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,689
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,244
−HK$563/mo
Today · 4.125%
HK$21,807
baseline
▲ 0.50% · 4.625%
HK$22,956
+HK$1,149/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$43,614/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,595 · Scale 2, in force from 26 Feb 2026)