LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,333
−HK$6,480/mo
▼ 0.25% · 3.875%
HK$106,547
−HK$3,266/mo
Today · 4.125%
HK$109,813
baseline
▲ 0.50% · 4.625%
HK$116,495
+HK$6,682/mo
Deposit HK$22.66M · loan HK$22.66M · min. income ≈ HK$219,626/mo (50% DSR)
Upfront cash ≈ HK$24.58M (deposit + AVD stamp duty HK$1,925,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,957
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$118,040
−HK$3,128/mo
Today · 4.125%
HK$121,168
baseline
▲ 0.50% · 4.625%
HK$127,555
+HK$6,387/mo
Deposit HK$22.66M · loan HK$22.66M · min. income ≈ HK$242,336/mo (50% DSR)
Upfront cash ≈ HK$24.58M (deposit + AVD stamp duty HK$1,925,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,000
−HK$7,775/mo
▼ 0.25% · 3.875%
HK$127,857
−HK$3,918/mo
Today · 4.125%
HK$131,775
baseline
▲ 0.50% · 4.625%
HK$139,794
+HK$8,019/mo
Deposit HK$18.13M · loan HK$27.19M · min. income ≈ HK$263,550/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$1,925,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,948
−HK$7,453/mo
▼ 0.25% · 3.875%
HK$141,648
−HK$3,753/mo
Today · 4.125%
HK$145,401
baseline
▲ 0.50% · 4.625%
HK$153,065
+HK$7,664/mo
Deposit HK$18.13M · loan HK$27.19M · min. income ≈ HK$290,802/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$1,925,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,666
−HK$9,072/mo
▼ 0.25% · 3.875%
HK$149,166
−HK$4,572/mo
Today · 4.125%
HK$153,738
baseline
▲ 0.50% · 4.625%
HK$163,093
+HK$9,355/mo
Deposit HK$13.59M · loan HK$31.72M · min. income ≈ HK$307,476/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,925,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,940
−HK$8,695/mo
▼ 0.25% · 3.875%
HK$165,256
−HK$4,379/mo
Today · 4.125%
HK$169,635
baseline
▲ 0.50% · 4.625%
HK$178,576
+HK$8,941/mo
Deposit HK$13.59M · loan HK$31.72M · min. income ≈ HK$339,270/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,925,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,999
−HK$11,664/mo
▼ 0.25% · 3.875%
HK$191,785
−HK$5,878/mo
Today · 4.125%
HK$197,663
baseline
▲ 0.50% · 4.625%
HK$209,690
+HK$12,027/mo
Deposit HK$4.53M · loan HK$40.78M · min. income ≈ HK$395,326/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,925,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,922
−HK$11,180/mo
▼ 0.25% · 3.875%
HK$212,472
−HK$5,630/mo
Today · 4.125%
HK$218,102
baseline
▲ 0.50% · 4.625%
HK$229,598
+HK$11,496/mo
Deposit HK$4.53M · loan HK$40.78M · min. income ≈ HK$436,204/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,925,946 · Scale 2, in force from 26 Feb 2026)