LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,338
−HK$6,480/mo
▼ 0.25% · 3.875%
HK$106,552
−HK$3,266/mo
Today · 4.125%
HK$109,818
baseline
▲ 0.50% · 4.625%
HK$116,500
+HK$6,682/mo
Deposit HK$22.66M · loan HK$22.66M · min. income ≈ HK$219,636/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$1,926,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,962
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$118,046
−HK$3,128/mo
Today · 4.125%
HK$121,174
baseline
▲ 0.50% · 4.625%
HK$127,561
+HK$6,387/mo
Deposit HK$22.66M · loan HK$22.66M · min. income ≈ HK$242,348/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$1,926,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,006
−HK$7,776/mo
▼ 0.25% · 3.875%
HK$127,863
−HK$3,919/mo
Today · 4.125%
HK$131,782
baseline
▲ 0.50% · 4.625%
HK$139,800
+HK$8,018/mo
Deposit HK$18.13M · loan HK$27.19M · min. income ≈ HK$263,564/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$1,926,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,955
−HK$7,453/mo
▼ 0.25% · 3.875%
HK$141,655
−HK$3,753/mo
Today · 4.125%
HK$145,408
baseline
▲ 0.50% · 4.625%
HK$153,073
+HK$7,665/mo
Deposit HK$18.13M · loan HK$27.19M · min. income ≈ HK$290,816/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$1,926,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,673
−HK$9,072/mo
▼ 0.25% · 3.875%
HK$149,173
−HK$4,572/mo
Today · 4.125%
HK$153,745
baseline
▲ 0.50% · 4.625%
HK$163,101
+HK$9,356/mo
Deposit HK$13.60M · loan HK$31.72M · min. income ≈ HK$307,490/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,926,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,947
−HK$8,696/mo
▼ 0.25% · 3.875%
HK$165,264
−HK$4,379/mo
Today · 4.125%
HK$169,643
baseline
▲ 0.50% · 4.625%
HK$178,585
+HK$8,942/mo
Deposit HK$13.60M · loan HK$31.72M · min. income ≈ HK$339,286/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,926,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,008
−HK$11,665/mo
▼ 0.25% · 3.875%
HK$191,794
−HK$5,879/mo
Today · 4.125%
HK$197,673
baseline
▲ 0.50% · 4.625%
HK$209,701
+HK$12,028/mo
Deposit HK$4.53M · loan HK$40.79M · min. income ≈ HK$395,346/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,926,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,932
−HK$11,180/mo
▼ 0.25% · 3.875%
HK$212,482
−HK$5,630/mo
Today · 4.125%
HK$218,112
baseline
▲ 0.50% · 4.625%
HK$229,609
+HK$11,497/mo
Deposit HK$4.53M · loan HK$40.79M · min. income ≈ HK$436,224/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,926,041 · Scale 2, in force from 26 Feb 2026)