LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,345
−HK$6,481/mo
▼ 0.25% · 3.875%
HK$106,560
−HK$3,266/mo
Today · 4.125%
HK$109,826
baseline
▲ 0.50% · 4.625%
HK$116,508
+HK$6,682/mo
Deposit HK$22.66M · loan HK$22.66M · min. income ≈ HK$219,652/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$1,926,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,970
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$118,054
−HK$3,128/mo
Today · 4.125%
HK$121,182
baseline
▲ 0.50% · 4.625%
HK$127,569
+HK$6,387/mo
Deposit HK$22.66M · loan HK$22.66M · min. income ≈ HK$242,364/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$1,926,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,014
−HK$7,777/mo
▼ 0.25% · 3.875%
HK$127,872
−HK$3,919/mo
Today · 4.125%
HK$131,791
baseline
▲ 0.50% · 4.625%
HK$139,810
+HK$8,019/mo
Deposit HK$18.13M · loan HK$27.19M · min. income ≈ HK$263,582/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$1,926,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,964
−HK$7,454/mo
▼ 0.25% · 3.875%
HK$141,665
−HK$3,753/mo
Today · 4.125%
HK$145,418
baseline
▲ 0.50% · 4.625%
HK$153,083
+HK$7,665/mo
Deposit HK$18.13M · loan HK$27.19M · min. income ≈ HK$290,836/mo (50% DSR)
Upfront cash ≈ HK$20.05M (deposit + AVD stamp duty HK$1,926,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,683
−HK$9,073/mo
▼ 0.25% · 3.875%
HK$149,184
−HK$4,572/mo
Today · 4.125%
HK$153,756
baseline
▲ 0.50% · 4.625%
HK$163,112
+HK$9,356/mo
Deposit HK$13.60M · loan HK$31.73M · min. income ≈ HK$307,512/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,926,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,958
−HK$8,697/mo
▼ 0.25% · 3.875%
HK$165,275
−HK$4,380/mo
Today · 4.125%
HK$169,655
baseline
▲ 0.50% · 4.625%
HK$178,597
+HK$8,942/mo
Deposit HK$13.60M · loan HK$31.73M · min. income ≈ HK$339,310/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,926,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,021
−HK$11,665/mo
▼ 0.25% · 3.875%
HK$191,807
−HK$5,879/mo
Today · 4.125%
HK$197,686
baseline
▲ 0.50% · 4.625%
HK$209,715
+HK$12,029/mo
Deposit HK$4.53M · loan HK$40.79M · min. income ≈ HK$395,372/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,926,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,947
−HK$11,180/mo
▼ 0.25% · 3.875%
HK$212,497
−HK$5,630/mo
Today · 4.125%
HK$218,127
baseline
▲ 0.50% · 4.625%
HK$229,625
+HK$11,498/mo
Deposit HK$4.53M · loan HK$40.79M · min. income ≈ HK$436,254/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,926,172 · Scale 2, in force from 26 Feb 2026)