LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,335
−HK$648/mo
▼ 0.25% · 3.875%
HK$10,656
−HK$327/mo
Today · 4.125%
HK$10,983
baseline
▲ 0.50% · 4.625%
HK$11,651
+HK$668/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$21,966/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$70,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,497
−HK$621/mo
▼ 0.25% · 3.875%
HK$11,805
−HK$313/mo
Today · 4.125%
HK$12,118
baseline
▲ 0.50% · 4.625%
HK$12,757
+HK$639/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,236/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$70,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,401
−HK$778/mo
▼ 0.25% · 3.875%
HK$12,787
−HK$392/mo
Today · 4.125%
HK$13,179
baseline
▲ 0.50% · 4.625%
HK$13,981
+HK$802/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$26,358/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,796
−HK$746/mo
▼ 0.25% · 3.875%
HK$14,166
−HK$376/mo
Today · 4.125%
HK$14,542
baseline
▲ 0.50% · 4.625%
HK$15,308
+HK$766/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$29,084/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,468
−HK$908/mo
▼ 0.25% · 3.875%
HK$14,918
−HK$458/mo
Today · 4.125%
HK$15,376
baseline
▲ 0.50% · 4.625%
HK$16,311
+HK$935/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$30,752/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,096
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,528
−HK$437/mo
Today · 4.125%
HK$16,965
baseline
▲ 0.50% · 4.625%
HK$17,860
+HK$895/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$33,930/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,602
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,181
−HK$588/mo
Today · 4.125%
HK$19,769
baseline
▲ 0.50% · 4.625%
HK$20,972
+HK$1,203/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$39,538/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,695
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,250
−HK$563/mo
Today · 4.125%
HK$21,813
baseline
▲ 0.50% · 4.625%
HK$22,963
+HK$1,150/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$43,626/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,718 · Scale 2, in force from 26 Feb 2026)