LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,350
−HK$6,481/mo
▼ 0.25% · 3.875%
HK$106,565
−HK$3,266/mo
Today · 4.125%
HK$109,831
baseline
▲ 0.50% · 4.625%
HK$116,514
+HK$6,683/mo
Deposit HK$22.66M · loan HK$22.66M · min. income ≈ HK$219,662/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$1,926,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,976
−HK$6,211/mo
▼ 0.25% · 3.875%
HK$118,059
−HK$3,128/mo
Today · 4.125%
HK$121,187
baseline
▲ 0.50% · 4.625%
HK$127,575
+HK$6,388/mo
Deposit HK$22.66M · loan HK$22.66M · min. income ≈ HK$242,374/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$1,926,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,020
−HK$7,777/mo
▼ 0.25% · 3.875%
HK$127,877
−HK$3,920/mo
Today · 4.125%
HK$131,797
baseline
▲ 0.50% · 4.625%
HK$139,816
+HK$8,019/mo
Deposit HK$18.13M · loan HK$27.19M · min. income ≈ HK$263,594/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$1,926,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,971
−HK$7,454/mo
▼ 0.25% · 3.875%
HK$141,671
−HK$3,754/mo
Today · 4.125%
HK$145,425
baseline
▲ 0.50% · 4.625%
HK$153,090
+HK$7,665/mo
Deposit HK$18.13M · loan HK$27.19M · min. income ≈ HK$290,850/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$1,926,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,690
−HK$9,073/mo
▼ 0.25% · 3.875%
HK$149,190
−HK$4,573/mo
Today · 4.125%
HK$153,763
baseline
▲ 0.50% · 4.625%
HK$163,119
+HK$9,356/mo
Deposit HK$13.60M · loan HK$31.73M · min. income ≈ HK$307,526/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,926,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,966
−HK$8,696/mo
▼ 0.25% · 3.875%
HK$165,283
−HK$4,379/mo
Today · 4.125%
HK$169,662
baseline
▲ 0.50% · 4.625%
HK$178,605
+HK$8,943/mo
Deposit HK$13.60M · loan HK$31.73M · min. income ≈ HK$339,324/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,926,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,030
−HK$11,665/mo
▼ 0.25% · 3.875%
HK$191,816
−HK$5,879/mo
Today · 4.125%
HK$197,695
baseline
▲ 0.50% · 4.625%
HK$209,725
+HK$12,030/mo
Deposit HK$4.53M · loan HK$40.79M · min. income ≈ HK$395,390/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,926,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,956
−HK$11,181/mo
▼ 0.25% · 3.875%
HK$212,507
−HK$5,630/mo
Today · 4.125%
HK$218,137
baseline
▲ 0.50% · 4.625%
HK$229,636
+HK$11,499/mo
Deposit HK$4.53M · loan HK$40.79M · min. income ≈ HK$436,274/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,926,260 · Scale 2, in force from 26 Feb 2026)