LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,352
−HK$6,481/mo
▼ 0.25% · 3.875%
HK$106,566
−HK$3,267/mo
Today · 4.125%
HK$109,833
baseline
▲ 0.50% · 4.625%
HK$116,516
+HK$6,683/mo
Deposit HK$22.66M · loan HK$22.66M · min. income ≈ HK$219,666/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$1,926,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,978
−HK$6,212/mo
▼ 0.25% · 3.875%
HK$118,061
−HK$3,129/mo
Today · 4.125%
HK$121,190
baseline
▲ 0.50% · 4.625%
HK$127,578
+HK$6,388/mo
Deposit HK$22.66M · loan HK$22.66M · min. income ≈ HK$242,380/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$1,926,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,022
−HK$7,777/mo
▼ 0.25% · 3.875%
HK$127,880
−HK$3,919/mo
Today · 4.125%
HK$131,799
baseline
▲ 0.50% · 4.625%
HK$139,819
+HK$8,020/mo
Deposit HK$18.13M · loan HK$27.19M · min. income ≈ HK$263,598/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$1,926,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,973
−HK$7,454/mo
▼ 0.25% · 3.875%
HK$141,674
−HK$3,753/mo
Today · 4.125%
HK$145,427
baseline
▲ 0.50% · 4.625%
HK$153,093
+HK$7,666/mo
Deposit HK$18.13M · loan HK$27.19M · min. income ≈ HK$290,854/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$1,926,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,692
−HK$9,074/mo
▼ 0.25% · 3.875%
HK$149,193
−HK$4,573/mo
Today · 4.125%
HK$153,766
baseline
▲ 0.50% · 4.625%
HK$163,122
+HK$9,356/mo
Deposit HK$13.60M · loan HK$31.73M · min. income ≈ HK$307,532/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,926,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,969
−HK$8,696/mo
▼ 0.25% · 3.875%
HK$165,286
−HK$4,379/mo
Today · 4.125%
HK$169,665
baseline
▲ 0.50% · 4.625%
HK$178,609
+HK$8,944/mo
Deposit HK$13.60M · loan HK$31.73M · min. income ≈ HK$339,330/mo (50% DSR)
Upfront cash ≈ HK$15.52M (deposit + AVD stamp duty HK$1,926,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,033
−HK$11,666/mo
▼ 0.25% · 3.875%
HK$191,820
−HK$5,879/mo
Today · 4.125%
HK$197,699
baseline
▲ 0.50% · 4.625%
HK$209,728
+HK$12,029/mo
Deposit HK$4.53M · loan HK$40.79M · min. income ≈ HK$395,398/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,926,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,960
−HK$11,181/mo
▼ 0.25% · 3.875%
HK$212,510
−HK$5,631/mo
Today · 4.125%
HK$218,141
baseline
▲ 0.50% · 4.625%
HK$229,640
+HK$11,499/mo
Deposit HK$4.53M · loan HK$40.79M · min. income ≈ HK$436,282/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,926,294 · Scale 2, in force from 26 Feb 2026)