LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,338
−HK$648/mo
▼ 0.25% · 3.875%
HK$10,660
−HK$326/mo
Today · 4.125%
HK$10,986
baseline
▲ 0.50% · 4.625%
HK$11,655
+HK$669/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$21,972/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$70,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,501
−HK$621/mo
▼ 0.25% · 3.875%
HK$11,809
−HK$313/mo
Today · 4.125%
HK$12,122
baseline
▲ 0.50% · 4.625%
HK$12,761
+HK$639/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,244/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$70,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,406
−HK$778/mo
▼ 0.25% · 3.875%
HK$12,792
−HK$392/mo
Today · 4.125%
HK$13,184
baseline
▲ 0.50% · 4.625%
HK$13,986
+HK$802/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$26,368/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,801
−HK$746/mo
▼ 0.25% · 3.875%
HK$14,171
−HK$376/mo
Today · 4.125%
HK$14,547
baseline
▲ 0.50% · 4.625%
HK$15,314
+HK$767/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$29,094/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,473
−HK$908/mo
▼ 0.25% · 3.875%
HK$14,923
−HK$458/mo
Today · 4.125%
HK$15,381
baseline
▲ 0.50% · 4.625%
HK$16,317
+HK$936/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$30,762/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,101
−HK$870/mo
▼ 0.25% · 3.875%
HK$16,533
−HK$438/mo
Today · 4.125%
HK$16,971
baseline
▲ 0.50% · 4.625%
HK$17,866
+HK$895/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$33,942/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,608
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,187
−HK$588/mo
Today · 4.125%
HK$19,775
baseline
▲ 0.50% · 4.625%
HK$20,979
+HK$1,204/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$39,550/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,702
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,257
−HK$563/mo
Today · 4.125%
HK$21,820
baseline
▲ 0.50% · 4.625%
HK$22,970
+HK$1,150/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$43,640/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,871 · Scale 2, in force from 26 Feb 2026)