LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,339
−HK$648/mo
▼ 0.25% · 3.875%
HK$10,661
−HK$326/mo
Today · 4.125%
HK$10,987
baseline
▲ 0.50% · 4.625%
HK$11,656
+HK$669/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$21,974/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$70,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,502
−HK$622/mo
▼ 0.25% · 3.875%
HK$11,811
−HK$313/mo
Today · 4.125%
HK$12,124
baseline
▲ 0.50% · 4.625%
HK$12,763
+HK$639/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,248/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$70,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,407
−HK$778/mo
▼ 0.25% · 3.875%
HK$12,793
−HK$392/mo
Today · 4.125%
HK$13,185
baseline
▲ 0.50% · 4.625%
HK$13,987
+HK$802/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$26,370/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,803
−HK$745/mo
▼ 0.25% · 3.875%
HK$14,173
−HK$375/mo
Today · 4.125%
HK$14,548
baseline
▲ 0.50% · 4.625%
HK$15,315
+HK$767/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$29,096/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,475
−HK$907/mo
▼ 0.25% · 3.875%
HK$14,925
−HK$457/mo
Today · 4.125%
HK$15,382
baseline
▲ 0.50% · 4.625%
HK$16,318
+HK$936/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$30,764/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,103
−HK$870/mo
▼ 0.25% · 3.875%
HK$16,535
−HK$438/mo
Today · 4.125%
HK$16,973
baseline
▲ 0.50% · 4.625%
HK$17,868
+HK$895/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$33,946/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,610
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,189
−HK$588/mo
Today · 4.125%
HK$19,777
baseline
▲ 0.50% · 4.625%
HK$20,981
+HK$1,204/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$39,554/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,704
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,259
−HK$563/mo
Today · 4.125%
HK$21,822
baseline
▲ 0.50% · 4.625%
HK$22,973
+HK$1,151/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$43,644/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,920 · Scale 2, in force from 26 Feb 2026)