LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,394
−HK$6,484/mo
▼ 0.25% · 3.875%
HK$106,610
−HK$3,268/mo
Today · 4.125%
HK$109,878
baseline
▲ 0.50% · 4.625%
HK$116,563
+HK$6,685/mo
Deposit HK$22.67M · loan HK$22.67M · min. income ≈ HK$219,756/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$1,927,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,025
−HK$6,214/mo
▼ 0.25% · 3.875%
HK$118,109
−HK$3,130/mo
Today · 4.125%
HK$121,239
baseline
▲ 0.50% · 4.625%
HK$127,630
+HK$6,391/mo
Deposit HK$22.67M · loan HK$22.67M · min. income ≈ HK$242,478/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$1,927,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,073
−HK$7,780/mo
▼ 0.25% · 3.875%
HK$127,932
−HK$3,921/mo
Today · 4.125%
HK$131,853
baseline
▲ 0.50% · 4.625%
HK$139,876
+HK$8,023/mo
Deposit HK$18.14M · loan HK$27.21M · min. income ≈ HK$263,706/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$1,927,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,030
−HK$7,457/mo
▼ 0.25% · 3.875%
HK$141,731
−HK$3,756/mo
Today · 4.125%
HK$145,487
baseline
▲ 0.50% · 4.625%
HK$153,156
+HK$7,669/mo
Deposit HK$18.14M · loan HK$27.21M · min. income ≈ HK$290,974/mo (50% DSR)
Upfront cash ≈ HK$20.06M (deposit + AVD stamp duty HK$1,927,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,751
−HK$9,078/mo
▼ 0.25% · 3.875%
HK$149,254
−HK$4,575/mo
Today · 4.125%
HK$153,829
baseline
▲ 0.50% · 4.625%
HK$163,189
+HK$9,360/mo
Deposit HK$13.60M · loan HK$31.74M · min. income ≈ HK$307,658/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,927,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,034
−HK$8,701/mo
▼ 0.25% · 3.875%
HK$165,353
−HK$4,382/mo
Today · 4.125%
HK$169,735
baseline
▲ 0.50% · 4.625%
HK$178,682
+HK$8,947/mo
Deposit HK$13.60M · loan HK$31.74M · min. income ≈ HK$339,470/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,927,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,109
−HK$11,671/mo
▼ 0.25% · 3.875%
HK$191,898
−HK$5,882/mo
Today · 4.125%
HK$197,780
baseline
▲ 0.50% · 4.625%
HK$209,814
+HK$12,034/mo
Deposit HK$4.53M · loan HK$40.81M · min. income ≈ HK$395,560/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,927,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,044
−HK$11,186/mo
▼ 0.25% · 3.875%
HK$212,597
−HK$5,633/mo
Today · 4.125%
HK$218,230
baseline
▲ 0.50% · 4.625%
HK$229,733
+HK$11,503/mo
Deposit HK$4.53M · loan HK$40.81M · min. income ≈ HK$436,460/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,927,081 · Scale 2, in force from 26 Feb 2026)