LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,341
−HK$648/mo
▼ 0.25% · 3.875%
HK$10,662
−HK$327/mo
Today · 4.125%
HK$10,989
baseline
▲ 0.50% · 4.625%
HK$11,658
+HK$669/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$21,978/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$70,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,504
−HK$621/mo
▼ 0.25% · 3.875%
HK$11,812
−HK$313/mo
Today · 4.125%
HK$12,125
baseline
▲ 0.50% · 4.625%
HK$12,764
+HK$639/mo
Deposit HK$2.27M · loan HK$2.27M · min. income ≈ HK$24,250/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$70,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,409
−HK$778/mo
▼ 0.25% · 3.875%
HK$12,795
−HK$392/mo
Today · 4.125%
HK$13,187
baseline
▲ 0.50% · 4.625%
HK$13,989
+HK$802/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$26,374/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,805
−HK$745/mo
▼ 0.25% · 3.875%
HK$14,175
−HK$375/mo
Today · 4.125%
HK$14,550
baseline
▲ 0.50% · 4.625%
HK$15,317
+HK$767/mo
Deposit HK$1.81M · loan HK$2.72M · min. income ≈ HK$29,100/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$70,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,477
−HK$908/mo
▼ 0.25% · 3.875%
HK$14,927
−HK$458/mo
Today · 4.125%
HK$15,385
baseline
▲ 0.50% · 4.625%
HK$16,321
+HK$936/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$30,770/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,105
−HK$870/mo
▼ 0.25% · 3.875%
HK$16,537
−HK$438/mo
Today · 4.125%
HK$16,975
baseline
▲ 0.50% · 4.625%
HK$17,870
+HK$895/mo
Deposit HK$1.36M · loan HK$3.17M · min. income ≈ HK$33,950/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$70,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,613
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,192
−HK$588/mo
Today · 4.125%
HK$19,780
baseline
▲ 0.50% · 4.625%
HK$20,984
+HK$1,204/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$39,560/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,707
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,262
−HK$563/mo
Today · 4.125%
HK$21,825
baseline
▲ 0.50% · 4.625%
HK$22,976
+HK$1,151/mo
Deposit HK$453K · loan HK$4.08M · min. income ≈ HK$43,650/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$70,982 · Scale 2, in force from 26 Feb 2026)