LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,406
−HK$6,485/mo
▼ 0.25% · 3.875%
HK$106,623
−HK$3,268/mo
Today · 4.125%
HK$109,891
baseline
▲ 0.50% · 4.625%
HK$116,578
+HK$6,687/mo
Deposit HK$22.67M · loan HK$22.67M · min. income ≈ HK$219,782/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$1,927,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,039
−HK$6,215/mo
▼ 0.25% · 3.875%
HK$118,124
−HK$3,130/mo
Today · 4.125%
HK$121,254
baseline
▲ 0.50% · 4.625%
HK$127,645
+HK$6,391/mo
Deposit HK$22.67M · loan HK$22.67M · min. income ≈ HK$242,508/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$1,927,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,088
−HK$7,781/mo
▼ 0.25% · 3.875%
HK$127,948
−HK$3,921/mo
Today · 4.125%
HK$131,869
baseline
▲ 0.50% · 4.625%
HK$139,893
+HK$8,024/mo
Deposit HK$18.14M · loan HK$27.21M · min. income ≈ HK$263,738/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,927,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,046
−HK$7,459/mo
▼ 0.25% · 3.875%
HK$141,749
−HK$3,756/mo
Today · 4.125%
HK$145,505
baseline
▲ 0.50% · 4.625%
HK$153,174
+HK$7,669/mo
Deposit HK$18.14M · loan HK$27.21M · min. income ≈ HK$291,010/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,927,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,769
−HK$9,078/mo
▼ 0.25% · 3.875%
HK$149,272
−HK$4,575/mo
Today · 4.125%
HK$153,847
baseline
▲ 0.50% · 4.625%
HK$163,209
+HK$9,362/mo
Deposit HK$13.60M · loan HK$31.74M · min. income ≈ HK$307,694/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,927,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,054
−HK$8,701/mo
▼ 0.25% · 3.875%
HK$165,374
−HK$4,381/mo
Today · 4.125%
HK$169,755
baseline
▲ 0.50% · 4.625%
HK$178,703
+HK$8,948/mo
Deposit HK$13.60M · loan HK$31.74M · min. income ≈ HK$339,510/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,927,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,132
−HK$11,672/mo
▼ 0.25% · 3.875%
HK$191,921
−HK$5,883/mo
Today · 4.125%
HK$197,804
baseline
▲ 0.50% · 4.625%
HK$209,840
+HK$12,036/mo
Deposit HK$4.53M · loan HK$40.81M · min. income ≈ HK$395,608/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,927,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,070
−HK$11,187/mo
▼ 0.25% · 3.875%
HK$212,623
−HK$5,634/mo
Today · 4.125%
HK$218,257
baseline
▲ 0.50% · 4.625%
HK$229,762
+HK$11,505/mo
Deposit HK$4.53M · loan HK$40.81M · min. income ≈ HK$436,514/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,927,317 · Scale 2, in force from 26 Feb 2026)