LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,422
−HK$6,486/mo
▼ 0.25% · 3.875%
HK$106,639
−HK$3,269/mo
Today · 4.125%
HK$109,908
baseline
▲ 0.50% · 4.625%
HK$116,595
+HK$6,687/mo
Deposit HK$22.68M · loan HK$22.68M · min. income ≈ HK$219,816/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$1,927,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,056
−HK$6,216/mo
▼ 0.25% · 3.875%
HK$118,142
−HK$3,130/mo
Today · 4.125%
HK$121,272
baseline
▲ 0.50% · 4.625%
HK$127,665
+HK$6,393/mo
Deposit HK$22.68M · loan HK$22.68M · min. income ≈ HK$242,544/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$1,927,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,107
−HK$7,782/mo
▼ 0.25% · 3.875%
HK$127,967
−HK$3,922/mo
Today · 4.125%
HK$131,889
baseline
▲ 0.50% · 4.625%
HK$139,914
+HK$8,025/mo
Deposit HK$18.14M · loan HK$27.21M · min. income ≈ HK$263,778/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,927,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,067
−HK$7,460/mo
▼ 0.25% · 3.875%
HK$141,770
−HK$3,757/mo
Today · 4.125%
HK$145,527
baseline
▲ 0.50% · 4.625%
HK$153,198
+HK$7,671/mo
Deposit HK$18.14M · loan HK$27.21M · min. income ≈ HK$291,054/mo (50% DSR)
Upfront cash ≈ HK$20.07M (deposit + AVD stamp duty HK$1,927,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,791
−HK$9,080/mo
▼ 0.25% · 3.875%
HK$149,295
−HK$4,576/mo
Today · 4.125%
HK$153,871
baseline
▲ 0.50% · 4.625%
HK$163,233
+HK$9,362/mo
Deposit HK$13.61M · loan HK$31.75M · min. income ≈ HK$307,742/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,927,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,079
−HK$8,702/mo
▼ 0.25% · 3.875%
HK$165,399
−HK$4,382/mo
Today · 4.125%
HK$169,781
baseline
▲ 0.50% · 4.625%
HK$178,731
+HK$8,950/mo
Deposit HK$13.61M · loan HK$31.75M · min. income ≈ HK$339,562/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,927,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,160
−HK$11,674/mo
▼ 0.25% · 3.875%
HK$191,951
−HK$5,883/mo
Today · 4.125%
HK$197,834
baseline
▲ 0.50% · 4.625%
HK$209,871
+HK$12,037/mo
Deposit HK$4.54M · loan HK$40.82M · min. income ≈ HK$395,668/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,927,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,101
−HK$11,189/mo
▼ 0.25% · 3.875%
HK$212,655
−HK$5,635/mo
Today · 4.125%
HK$218,290
baseline
▲ 0.50% · 4.625%
HK$229,796
+HK$11,506/mo
Deposit HK$4.54M · loan HK$40.82M · min. income ≈ HK$436,580/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$1,927,609 · Scale 2, in force from 26 Feb 2026)